AR AP Automation
Accelerate Invoice-to-Payment Processes
with Automated Billing Workflows
AI-Powered AR & AP Automation for Faster, Smarter Finance Operations
Transform Your Financial Workflows with Intelligent Automation
Enable faster collections, smarter payables, and complete financial visibility through a unified, AI-powered platform.
NTT DATA Payment Services India brings a next-generation AR/AP Automation solution designed to modernise how businesses manage receivables, payables, invoicing, and reconciliation. Manual finance processes slow down cash flow, increase errors, and limit visibility. Our platform replaces fragmented systems with a connected, intelligent workflow that automates every stage of the financial lifecycle.
From invoice presentment and payment collection to vendor payouts and reconciliation, businesses gain speed, control, and accuracy at scale. Reduce dependency on manual intervention and unlock real-time financial operations that move as fast as your business.
What Makes AR/AP Automation a Future-Ready Finance Engine
Intelligent Invoice Presentment & Payments
Digitise invoice delivery and enable customers to view and pay instantly through secure digital channels, reducing delays and disputes.
Request-to-Pay (RTP) Workflows
Send ready-to-pay links via SMS or email with automated reminders, simplifying collections and improving payment completion rates.
AI-Driven Cash Application & Reconciliation
Automatically match payments with invoices using AI, eliminating manual reconciliation and improving accuracy across financial records.
End-to-End Accounts Receivable Automation
Streamline the entire order-to-cash cycle with automated invoicing, collections tracking, and deduction management.
Smart Accounts Payable Automation
Digitise vendor workflows with automated invoice validation, approval routing, and scheduled payouts for faster processing.
Embedded B2B Financing
Enable access to working capital through integrated financing options like dynamic discounting and invoice-based funding.
Seamless ERP & Banking Integrations
Connect effortlessly with existing ERP and banking systems for real-time data synchronisation and unified financial visibility.
What Sets AR/AP Automation Apart
Policy-Driven Financial Controls
Define rules for invoicing, approvals, and payouts to ensure every transaction follows business policies automatically.
Always-On Compliance & Audit Readiness
Maintain structured audit trails and digital records that simplify compliance and reduce risk.
Exception Management with Visibility
Identify and resolve mismatches, delays, or disputes instantly without disrupting workflows.
Scalable Financial Infrastructure
Support high transaction volumes, multi-entity operations, and business expansion without added complexity.
Why AR/AP Automation Drives Financial Control & Faster Growth
Eliminates Manual Bottlenecks
Removes repetitive tasks like data entry, invoice matching, and follow-ups.
Accelerates Cash Flow
Faster invoicing and simplified payment journeys improve liquidity.
Improves Accuracy
AI-driven workflows reduce human errors across financial processes.
Real-Time Financial Visibility
Track receivables, payables, and cash flow instantly through unified dashboards.
Strengthens Business Relationships
Transparent processes improve trust with customers and vendors.
Built for High-Performance Finance Teams
Multi-Entity and Multi-Currency Support
Manage financial operations across geographies with unified controls and reporting.
Customisable Workflows
Adapt processes based on business needs, approval hierarchies, and transaction types.
Seamless Collaboration Across Teams
Enable finance, procurement, and sales teams to work within a single connected ecosystem.
Connected Finance, Powered by Automation
Bring structure, speed, and intelligence to your financial operations. With automated workflows, real-time insights, and seamless integrations, NTT DATA Payment Services India helps businesses simplify complexity and gain complete control over AR and AP processes.
A Smarter Way to Manage Financial Operations Across All Industries
Manufacturing & Supply Chain
Automate vendor payments, manage high-volume invoices, and streamline reconciliation across complex supply chains.
Banking, Financial Services & NBFCs
Enable faster loan collections, automate repayments, and improve financial tracking across large customer bases.
Retail & e-Commerce
Handle high transaction volumes, automate settlements, and simplify vendor payouts across multiple channels.
Healthcare & Insurance
Streamline billing, claims processing, and vendor payments while ensuring compliance and accuracy.
Education & Institutions
Automate fee collections, vendor disbursements, and financial reporting across campuses and departments.
Logistics & Transportation
Manage invoicing, partner payouts, and reconciliation efficiently in high-frequency transaction environments.
How It Works: A Simple, Intelligent Workflow
- Step 1: CaptureInvoices are received via email or upload and instantly digitised using AI-powered OCR.
- Step 2: ProcessAutomated validation, matching, and workflow routing ensure accuracy and speed.
- Step 3: Pay / CollectCustomers make payments digitally, and vendors receive timely payouts through secure channels.
- Step 4: ReconcileAll transactions are automatically reconciled and synced with ERP systems in real time.
Manual vs Automated Finance Operations
| Features | Manual Process | AR/AP Automation |
|---|---|---|
| Processing Time | Slow | Automated & Fast |
| Accuracy | Prone to Errors | AI-Driven 95%+ Accuracy |
| Cost Efficiency | High Cost | Low Cost |
| Visibility | Limited | Real-Time |
| Scalability | Limited | Highly Scalable |
| Reconciliation | Manual Matching | Auto-Reconciliation |
| Payment Speed | Delayed | Faster |
Frequently Asked Questions (FAQs)
AR/AP automation digitises and streamlines accounts receivable and payable processes, including invoicing, collections, payments, and reconciliation. It reduces manual effort, accelerates cash flow, improves accuracy, and gives finance teams real-time visibility across the entire financial workflow.
AR automation enables faster invoice delivery, automated reminders, and multiple digital payment options. By simplifying the payment process and reducing friction, businesses can collect payments quicker, significantly lowering Days Sales Outstanding (DSO).
Yes, the solution integrates seamlessly with major ERP and banking systems. This ensures real-time data synchronisation, automated reconciliation, and consistent financial reporting without disrupting existing workflows.
Yes, the platform is built with enterprise-grade security, ensuring data encryption, compliance with financial regulations, and secure handling of transactions across invoicing, payments, and reconciliation processes.
AR/AP automation is ideal for enterprises, mid-sized businesses, and financial institutions. It is especially valuable for organisations handling high invoice volumes, complex vendor ecosystems, or multi-location financial operations.