eNACH Execute Mandate API

Overview

Executes debit against an active mandate using UMRN. Generates transaction files sent to sponsor bank → NPCI → destination bank.

Description

Triggers the debit execution against an active mandate using the UMRN. Can be merchant-initiated or auto-scheduled by Nttdata Payment Services. Generates transaction files sent to sponsor bank → NPCI → destination bank.

Prerequisites

• Valid UMRN - Active mandate
• Merchant/Nttdata Payment Services trigger
• Sponsor bank connectivity

Execute Mandate Attributes

This API requires Basic Authentication for access. The request must include valid credentials in the form of a username and password, which will be provided separately. Only authorized users with the correct credentials will be able to successfully authenticate and interact with the API.