API Reference

eNACH Create Mandate API

Overview

Registers a new mandate by sending customer bank details, frequency, amount, and validity to Nttdata Payment Services. Nttdata Payment Services routes to NPCI → Bank for customer authorization. Returns UMRN on success.

Description

Initiates mandate registration. Sends customer bank details, frequency, amount, validity to Nttdata Payment Services. Nttdata Payment Services routes to NPCI → Bank for customer authorization. Returns UMRN on success.

Prerequisites

  • Merchant integration with Nttdata Payment Services
  • Customer bank details (account, IFSC)
  • Mandate parameters (amount, frequency, validity)
  • NPCI/Bank authorization flow

Create Mandate Attributes

This API requires Basic Authentication for access. The request must include valid credentials in the form of a username and password, which will be provided separately. Only authorized users with the correct credentials will be able to successfully authenticate and interact with the API. Additionally, both the request and response payloads are in encrypted format to ensure secure data transmission.

Request Attributes

Attribute
Description
data
object (5 fields)
Optional
Request payload containing mandate creation details

Response Attributes

Attribute
Description
data
object (17 fields)
Optional
Response payload containing mandate creation details
code
numberOptional
Status Codes
message
stringOptional
Status Message
description
stringOptional
Status Description