{"id":4578,"date":"2024-12-17T10:19:47","date_gmt":"2024-12-17T04:49:47","guid":{"rendered":"https:\/\/in.nttdatapay.com\/blog\/?p=4578"},"modified":"2025-07-10T11:42:52","modified_gmt":"2025-07-10T06:12:52","slug":"types-of-payment-gateway-integration","status":"publish","type":"post","link":"https:\/\/in.nttdatapay.com\/blog\/types-of-payment-gateway-integration\/","title":{"rendered":"5 Types of Payment Gateway Integration"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">As an e-commerce business owner, accepting customer payments is essential to success. Let\u2019s discuss the different types of payment gateway integration and how businesses can access seamless online payments.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Understanding Payment Gateway Integration in Detail\u00a0<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Payment gateway integration allows online merchants to accept electronic payments from customers for purchases made on their websites. By integrating a <a href=\"https:\/\/in.nttdatapay.com\/blog\/best-payment-gateway-for-your-business\/\">payment gateway<\/a>, businesses can offer their customers convenient payment options directly on their site without having to manually process payments or pay high transaction fees.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">The process works by redirecting customers from a merchant&#8217;s website to the payment gateway during checkout. The <a href=\"https:\/\/in.nttdatapay.com\/blog\/importance-of-secure-payment-gateways-online-pharmacies\/\">payment gateway then securely<\/a> handles the payment information before redirecting customers back to the merchant with a confirmation. This seamless experience for customers is made possible through the different types of payment gateway integration, which will be explored below.<\/span><\/p>\r\n\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2460-o1\" lang=\"en-GB\" dir=\"ltr\" data-wpcf7-id=\"2460\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4578#wpcf7-f2460-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2460\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_GB\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2460-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"cus-form\">\n\t<p style=\"font-size: 24px;font-weight: 600;text-align: center;\">Enquire Now\n\t<\/p>\n\t<p><label>Products Required:<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"products\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" name=\"products\"><option value=\"Payment Gateway\">Payment Gateway<\/option><option value=\"POS Machine\">POS Machine<\/option><option value=\"Reseller\">Reseller<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"uname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"uname\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone*\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"email\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"10\" rows=\"3\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea form-control\" aria-invalid=\"false\" placeholder=\"Message\" name=\"message\"><\/textarea><\/span><br \/>\n\t\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"utm\" value=\"\" type=\"hidden\" name=\"utm\" \/><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n\t<\/p>\n<\/div>\n<style>\n.cus-form .form-control{width: 100%!important;margin: 7px 0px;padding: 8px;border-radius: 3px;height: auto;line-height: 20px;}\n.cus-form{display: block;margin: 0 auto;max-width: 400px;width: 100%;padding: 20px;box-shadow: 0px 0px 4px 0px #0000002b;border-radius: 6px;margin-bottom: 25px;padding-bottom: 0px;}\n.cus-form .wpcf7-submit{margin: 0 auto;display: block;}\n.cus-form h3{background: #ff6644;text-align: center;margin: -21px;margin-bottom: 20px;padding: 6px;}\n<\/style>\n<p><script>\ndocument.getElementById(\"utm\").value = window.location.href;\n\ndocument.addEventListener( 'wpcf7mailsent', function( event ) {\n location = 'https:\/\/in.nttdatapay.com\/blog\/thankyou\/';\n}, false );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\r\n<h2><span style=\"font-weight: 400;\">What is a Payment Gateway?<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">A payment gateway is a technology service that authorises credit card or direct payment processing for e-commerce and other online businesses. It facilitates the transfer of information and funds between an online merchant&#8217;s website and its acquiring bank or <\/span><span style=\"font-weight: 400;\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/what-is-a-third-party-payment-processor-a-detailed-guide\/\">payment processor<\/a>. <\/span><span style=\"font-weight: 400;\">Payment gateways encrypt sensitive information like credit cards, debit cards or bank account details to ensure secure transfer of funds.<\/span><\/p>\r\n<h2 style=\"text-align: center;\"><span id=\"Recent_Web_Stories\">Recent Web Stories<\/span><\/h2>\r\n\t\t<div class=\"web-stories-list alignnone has-archive-link is-view-type-circles is-style-default is-carousel\" data-id=\"1\">\n\t\t\t<div\n\t\t\tclass=\"web-stories-list__inner-wrapper carousel-1\"\n\t\t\tstyle=\"--ws-circle-size:150px\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"web-stories-list__carousel circles\"\n\t\t\t\t\tdata-id=\"carousel-1\"\n\t\t\t\t\tdata-prev=\"Previous\"\n\t\t\t\t\tdata-next=\"Next\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/future-of-digital-currency-how-to-use-cbdc-in-india\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"Future of Digital Currency: How to Use CBDC in India\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/top-reasons-why-online-payment-fails\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"10 Top Reasons Why Online Payment Fails?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/what-are-upi-transaction-mistake\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"What Are UPI Transaction Mistake?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/book-tickets-on-irctc-with-international-debit-credit-cards\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-640x853.jpg\"\n\t\t\t\t\t\talt=\"Book Tickets on IRCTC with International Debit &#038; Credit Cards\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/how-to-create-a-payment-gateway-api\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"How To Create a Payment Gateway API?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Previous\" class=\"glider-prev\"><\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Next\" class=\"glider-next\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\r\n<h2><span style=\"font-weight: 400;\">Top 5 Types of Payment Gateway Integrations<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Based on how the checkout process flows, there are five main categories of <\/span><a href=\"https:\/\/in.nttdatapay.com\/blog\/payment-gateway-vs-payment-processor\/\"><span style=\"font-weight: 400;\">payment gateway<\/span><\/a><span style=\"font-weight: 400;\"> integration. Each has advantages and use cases for different types of online businesses.<\/span> \u00a0<\/p>\r\n<h3><span style=\"font-weight: 400;\">1. Hosted Payment Gateways<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">One of the most common types of <a href=\"https:\/\/in.nttdatapay.com\/blog\/prestashop-payment-gateway-integration\/\">payment gateway integration<\/a> is hosted payment gateways. With <a href=\"https:\/\/in.nttdatapay.com\/blog\/hosted-payment-gateways\/\">hosted payment gateways<\/a>, the payment processing is handled entirely by the payment gateway.\u00a0<\/span> \u00a0 <span style=\"font-weight: 400;\">Businesses do not have to worry about security compliance, regular software updates or complex technical configurations. The payment gateway hosts the payment pages on their secure servers. When a customer checks out, they are redirected to the payment gateway&#8217;s hosted payment page where they can enter their payment details like credit card or debit card information.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">After the transaction is authorised, the customer is redirected back to the merchant&#8217;s website. Hosted payment gateways are ideal for small to medium-sized businesses that do not have dedicated IT resources to manage an on-premise payment processing system. They offer a quick and hassle-free integration process.<\/span> \u00a0<\/p>\r\n<h3><span style=\"font-weight: 400;\">2. Self-Hosted Payment Gateways\u00a0<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Another type of <a href=\"https:\/\/in.nttdatapay.com\/blog\/payment-gateway-integration-in-opencart\/\">payment gateway integration<\/a> is self-hosted payment gateways. Unlike hosted gateways, self-hosted gateways require businesses to install and integrate payment processing software on their own servers.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">The business is responsible for the setup, configuration, security and maintenance of the <a href=\"https:\/\/in.nttdatapay.com\/blog\/payment-processing-challenges\/\">payment processing<\/a> environment. Self-hosted gateways offer more control and customisation compared to hosted gateways. However, businesses need to invest in server infrastructure, ensure PCI compliance and have in-house technical expertise to manage the system.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">Self-hosted gateways are best suited for large enterprises with dedicated IT teams that can handle the end-to-end management and support of the payment processing system.<\/span> \u00a0<\/p>\r\n<h3><span style=\"font-weight: 400;\">3. API (Application Programming Interface) Integration<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">API integration is one of the most flexible types of payment gateway integration. It allows developers to integrate payment processing functionality into their applications and websites using APIs (Application Programming Interfaces).\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">Businesses can leverage simple API calls to perform actions like initiating payments, getting payment statuses, refunding transactions, etc. This makes integration seamless across different platforms, such as mobile apps, web applications, and custom-built software.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">API integration provides more control over the checkout flow and experience than hosted payment pages. However, technical development resources are required to integrate and maintain the APIs. Businesses with strong in-house or outsourced development capabilities benefit most from API-based payment gateway integration.<\/span> \u00a0<\/p>\r\n<h3><span style=\"font-weight: 400;\">4. Direct Post Integration\u00a0<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">Direct post-integration, also known as server-to-server integration, is another popular type used by merchants. In this method, payment details are submitted to the gateway via HTTP posts during checkout.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">The checkout flow remains on the merchant&#8217;s website with the payment gateway in the background processing transactions. No redirects to external payment pages are involved. Direct post-integration allows full customisation of the checkout flow. However, it requires setting up a secure connection between the merchant and payment gateway servers.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">Like API integration, direct post involves development efforts for integration. It is well-suited for merchants who want payments seamlessly embedded in their existing checkout flows without redirects.<\/span> \u00a0<\/p>\r\n<h3><span style=\"font-weight: 400;\">5. Mobile Payment Gateway Integration<\/span><\/h3>\r\n<p><span style=\"font-weight: 400;\">With the rapid growth of mobile commerce, integrating payments on mobile apps is a priority. <\/span><span style=\"font-weight: 400;\">Mobile payment gateway integration<\/span><span style=\"font-weight: 400;\"> allows payment to be accepted securely across different mobile platforms. Similar to the desktop, there are hosted and direct integration options available for mobile.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">Hosted mobile pages provided by payment gateways ensure cross-platform compatibility without development efforts. The alternative is to integrate payment SDKs (Software Development Kits) or APIs to accept mobile payments within native or hybrid apps. Mobile payment integration requires optimising checkout flows for smaller screens while maintaining security and performance. It is a must-have for merchants with significant mobile traffic.<\/span><\/p>\r\n<h2><span style=\"font-weight: 400;\">Access Seamless Online Payments with NTT DATA Payment Services<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">NTT DATA Payment Services offers robust payment gateway services and integrations that allow businesses to start accepting online transactions quickly and securely. Merchants can integrate APIs with their online platforms.<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">NTT DATA Payment Services offers a complete payment solution to advance both your offline and online businesses <\/span>from, <span style=\"font-weight: 400;\"><!-- \/wp:post-content -->\r\n\r\n<!-- wp:list --><\/span><\/p>\r\n<ul><!-- wp:list-item -->\r\n<li><a href=\"https:\/\/www.nttdatapay.com\/online-payment-gateway-india\" target=\"_blank\" rel=\"noopener\">Online Payment Gateway in India<\/a><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><a href=\"https:\/\/www.nttdatapay.com\/swipecard-pos-machine\" target=\"_blank\" rel=\"noopener\">POS machines<\/a><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><a href=\"https:\/\/www.nttdatapay.com\/ivr-payment-system\" target=\"_blank\" rel=\"noopener\">IVR payments<\/a><\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li>Mobile applications, and<\/li>\r\n<!-- \/wp:list-item -->\r\n\r\n<!-- wp:list-item -->\r\n<li><a href=\"https:\/\/in.nttdatapay.com\/blog\/bharat-qr-code-how-it-works-and-benefits\/\">Bharat QR Scan and Pay<\/a><\/li>\r\n<!-- \/wp:list-item --><\/ul>\r\n<p><span style=\"font-weight: 400;\"><!-- \/wp:list -->\r\n\r\n<!-- wp:paragraph --><\/span> We<span style=\"font-weight: 400;\">\u00a0ensure maximum comfort, convenience, and safety for all your payments.<\/span><\/p>\r\n<figure class=\"wp-block-table\"><\/figure>\r\n<h2><span style=\"font-weight: 400;\">Conclusion<\/span><\/h2>\r\n<p><span style=\"font-weight: 400;\">Each type of payment gateway integration has advantages and use cases depending on a business&#8217;s specific needs and technical capabilities. Understanding the options available helps merchants choose the integration that best fits their online store or platform.\u00a0<\/span> \u00a0<\/p>\r\n<p><span style=\"font-weight: 400;\">With so many convenient solutions on the market, there is no reason for any business not to offer their customers seamless digital checkout experiences. As technologies evolve, more innovative options will emerge in the payments space. However, these top 5 types will continue serving as the core foundations for integrated payment processing.<\/span> \u00a0<\/p>\r\n<!-- \/wp:paragraph -->\r\n\r\n<!-- wp:table -->\r\n<figure class=\"wp-block-table\">\r\n<table>\r\n<tbody>\r\n<tr>\r\n<td style=\"text-align: center;\"><em>Also, you can get frequent updates on <a href=\"https:\/\/www.instagram.com\/nttdatapayments\/\" target=\"_blank\" rel=\"noopener\">nttdatapayments<\/a> Instagram page.<\/em><\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/figure>\r\n<h2 style=\"text-align: center;\"><span style=\"font-weight: 400;\">Frequently Asked Questions (FAQs)<\/span><\/h2>\r\n<h4><span style=\"font-weight: 400;\">1. What is a payment gateway?<\/span><\/h4>\r\n<p><span style=\"font-weight: 400;\">A payment gateway is a technology service that authorises credit card or direct payment processing for e-commerce and other online businesses. It facilitates the transfer of information and funds between an online merchant&#8217;s website and its acquiring bank or payment processor.<\/span><\/p>\r\n<h4><span style=\"font-weight: 400;\">2. What are the main types of payment gateway integration?\u00a0<\/span><\/h4>\r\n<p><span style=\"font-weight: 400;\">The main types are hosted payment gateways, self-hosted payment gateways, API integration, direct post-integration, and mobile payment gateway integration.\u00a0<\/span><\/p>\r\n<h4><span style=\"font-weight: 400;\">3. What is the difference between hosted and self-hosted payment gateways?<\/span><\/h4>\r\n<p><span style=\"font-weight: 400;\">Hosted gateways handle <a href=\"https:\/\/in.nttdatapay.com\/blog\/benefits-of-payment-gateway-for-your-e-commerce-business\/\">payment processing<\/a> entirely on their servers, while self-hosted gateways require businesses to install and manage payment software on their own servers.<\/span><\/p>\r\n<h4><span style=\"font-weight: 400;\">4. What are the advantages of API integration?<\/span><\/h4>\r\n<p><span style=\"font-weight: 400;\">API integration allows seamless payments across different platforms like mobile and web. It provides more control over checkout flows but requires development resources.\u00a0<\/span><\/p>\r\n<h4><span style=\"font-weight: 400;\">5. How does direct post-integration work?\u00a0<\/span><\/h4>\r\n<p><span style=\"font-weight: 400;\">It submits payment details to the gateway via HTTP posts during checkout, keeping the flow on the merchant site without redirects. It allows full customisation but needs server integration.<\/span><\/p><!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>As an e-commerce business owner, accepting customer payments is essential to success. Let\u2019s discuss the different types of payment gateway integration and how businesses can access seamless online payments. Understanding&#8230; <!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":4720,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,16],"tags":[191],"class_list":["post-4578","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-payment","tag-types-of-payment-gateway-integration"],"_links":{"self":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4578","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/comments?post=4578"}],"version-history":[{"count":2,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4578\/revisions"}],"predecessor-version":[{"id":4581,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4578\/revisions\/4581"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media\/4720"}],"wp:attachment":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media?parent=4578"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/categories?post=4578"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/tags?post=4578"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}