{"id":4011,"date":"2024-10-18T23:48:25","date_gmt":"2024-10-18T18:18:25","guid":{"rendered":"https:\/\/in.nttdatapay.com\/blog\/?p=4011"},"modified":"2025-07-10T12:31:02","modified_gmt":"2025-07-10T07:01:02","slug":"what-is-moto-payment-processing","status":"publish","type":"post","link":"https:\/\/in.nttdatapay.com\/blog\/what-is-moto-payment-processing\/","title":{"rendered":"What is MOTO Payment Processing?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">MOTO payments are simple to set up. With MOTO, you&#8217;ll be able to serve customers anywhere, anytime. They benefit from the convenience of paying without their card while you gain the ability to process sales 24\/7. Offering flexible payment options is key to staying ahead in online business. MOTO increases your sales and also brings better customer satisfaction.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">In this blog, we will discuss \u201c<em>what is MOTO payment processing<\/em>\u201d how it works, and its benefits for merchants, and also touch upon key aspects like security and fraud prevention.<\/span><\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;p class=&quot;wpcf7-contact-form-not-found&quot;&gt;&lt;strong&gt;Error:&lt;\/strong&gt; Contact form not found.&lt;\/p&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:6659,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16777215},&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:2236962},&quot;15&quot;:&quot;Arial, Helvetica, sans-serif&quot;}\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2460-o1\" lang=\"en-GB\" dir=\"ltr\" data-wpcf7-id=\"2460\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/4011#wpcf7-f2460-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2460\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_GB\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2460-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"cus-form\">\n\t<p style=\"font-size: 24px;font-weight: 600;text-align: center;\">Enquire Now\n\t<\/p>\n\t<p><label>Products Required:<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"products\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" name=\"products\"><option value=\"Payment Gateway\">Payment Gateway<\/option><option value=\"POS Machine\">POS Machine<\/option><option value=\"Reseller\">Reseller<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"uname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"uname\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone*\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"email\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"10\" rows=\"3\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea form-control\" aria-invalid=\"false\" placeholder=\"Message\" name=\"message\"><\/textarea><\/span><br \/>\n\t\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"utm\" value=\"\" type=\"hidden\" name=\"utm\" \/><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n\t<\/p>\n<\/div>\n<style>\n.cus-form .form-control{width: 100%!important;margin: 7px 0px;padding: 8px;border-radius: 3px;height: auto;line-height: 20px;}\n.cus-form{display: block;margin: 0 auto;max-width: 400px;width: 100%;padding: 20px;box-shadow: 0px 0px 4px 0px #0000002b;border-radius: 6px;margin-bottom: 25px;padding-bottom: 0px;}\n.cus-form .wpcf7-submit{margin: 0 auto;display: block;}\n.cus-form h3{background: #ff6644;text-align: center;margin: -21px;margin-bottom: 20px;padding: 6px;}\n<\/style>\n<p><script>\ndocument.getElementById(\"utm\").value = window.location.href;\n\ndocument.addEventListener( 'wpcf7mailsent', function( event ) {\n location = 'https:\/\/in.nttdatapay.com\/blog\/thankyou\/';\n}, false );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Understanding MOTO in Payment Processing<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">As a merchant, you want to make it as easy as possible for your customers to pay for goods and services. While in-person payments are convenient, there are situations where customers don&#8217;t have their physical cards available. That&#8217;s where MOTO payments come in.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">MOTO, which stands for Mail Order\/Telephone Order, allows you to securely <a href=\"https:\/\/in.nttdatapay.com\/blog\/working-process-of-cvv-less-payment-for-tokenised-cards\/\">process card payments<\/a> even when the customer isn&#8217;t physically present. By implementing a MOTO solution like a virtual terminal or <a href=\"https:\/\/in.nttdatapay.com\/blog\/mobile-pos-machine-for-business\/\">mobile card machine<\/a>, you can start taking payments over the phone, by email, or by post.\u00a0<\/span><\/p>\n<h2 style=\"text-align: center;\"><em><span id=\"Recent_Web_Stories\">Recent Web Stories<\/span><\/em><\/h2>\n\t\t<div class=\"web-stories-list alignnone has-archive-link is-view-type-circles is-style-default is-carousel\" data-id=\"1\">\n\t\t\t<div\n\t\t\tclass=\"web-stories-list__inner-wrapper carousel-1\"\n\t\t\tstyle=\"--ws-circle-size:150px\"\n\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\t\tclass=\"web-stories-list__carousel circles\"\n\t\t\t\t\tdata-id=\"carousel-1\"\n\t\t\t\t\tdata-prev=\"Previous\"\n\t\t\t\t\tdata-next=\"Next\"\n\t\t\t\t\t>\n\t\t\t\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/future-of-digital-currency-how-to-use-cbdc-in-india\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"Future of Digital Currency: How to Use CBDC in India\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Future-of-Digital-Currency-How-to-Use-CBDC-in-India-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/top-reasons-why-online-payment-fails\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"10 Top Reasons Why Online Payment Fails?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Top-Reasons-Why-Online-Payment-Fails-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/what-are-upi-transaction-mistake\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"What Are UPI Transaction Mistake?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/What-Are-UPI-Transaction-Mistake-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/book-tickets-on-irctc-with-international-debit-credit-cards\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-640x853.jpg\"\n\t\t\t\t\t\talt=\"Book Tickets on IRCTC with International Debit &#038; Credit Cards\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/Book-Tickets-on-IRCTC-with-International-Debit-Credit-Cards-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<div\n\t\t\t\tclass=\"web-stories-list__story\"\n\t\t\t\tdata-wp-interactive=\"web-stories-block\"\n\t\t\t\tdata-wp-context='{\"instanceId\":1}'\t\t\t\tdata-wp-on--click=\"actions.open\"\n\t\t\t\tdata-wp-on-window--popstate=\"actions.onPopstate\"\n\t\t\t\t>\n\t\t\t\t\t\t\t<div class=\"web-stories-list__story-poster\">\n\t\t\t\t<a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/how-to-create-a-payment-gateway-api\/\" >\n\t\t\t\t\t<img\n\t\t\t\t\t\tsrc=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-640x853.jpg\"\n\t\t\t\t\t\talt=\"How To Create a Payment Gateway API?\"\n\t\t\t\t\t\twidth=\"185\"\n\t\t\t\t\t\theight=\"308\"\n\t\t\t\t\t\t\t\t\t\t\t\t\tsrcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page.jpg 640w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-105x140.jpg 105w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-311x414.jpg 311w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-149x199.jpg 149w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-60x80.jpg 60w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2024\/03\/How-To-Create-a-Payment-Gateway-api-poster-page-150x200.jpg 150w\"\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\tsizes=\"auto, (max-width: 640px) 100vw, 640px\"\n\t\t\t\t\t\t\t\t\t\t\t\tloading=\"lazy\"\n\t\t\t\t\t\tdecoding=\"async\"\n\t\t\t\t\t>\n\t\t\t\t<\/a>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Previous\" class=\"glider-prev\"><\/div>\n\t\t\t\t\t<div tabindex=\"0\" aria-label=\"Next\" class=\"glider-next\"><\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n<h2><span style=\"font-weight: 400;\">What is MOTO Payment Processing?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">MOTO, which stands for Mail Order\/Telephone Order, is a payment method used in transactions where the customer&#8217;s payment details are not directly entered on a merchant&#8217;s website but provided over the phone, mail, email, or fax.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When a customer places an order over the phone, by mail, or through other channels without physically presenting their card, the transaction is referred to as a MOTO. In such cases, instead of entering their card details online, the customer verbally provides their name, card number, CVC\/CVV, and expiration date to the merchant over a call or by filling out an order form.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The merchant then processes this payment information through their payment gateway, virtual terminal, or card machine to complete the transaction. While e-commerce has made online shopping mainstream, MOTO payment processing still plays a crucial role, especially for merchants who don&#8217;t have an online storefront or need an additional payment option for orders placed through non-digital channels.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">How do MOTO Payments Work?<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Here are a few common ways through which a MOTO payment can be processed:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Virtual Terminal<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Merchants can use a virtual terminal, which is an online interface, to manually enter customer payment details received over call\/form and process transactions. This is best suited for payments taken over the phone.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Payment Gateway<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Some gateways allow processing payments entered outside of an online checkout on a merchant&#8217;s website through a dedicated MOTO option.\u00a0<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">\n<h3><span style=\"font-weight: 400;\">Card Machine<\/span><\/h3>\n<\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Card machines with chip and pin facilities can be used to manually key in card data received from the customer and process transactions in offline\/MOTO mode.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Regardless of the method, the merchant securely takes down a customer&#8217;s payment information, enters it into their payment solutions, and upon authorization, the transaction is completed. A receipt is then issued to the customer either physically or via email.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Benefits of Accepting MOTO Payments<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Here are several advantages for merchants to offer MOTO payment facilities:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Increased Sales:<\/b><span style=\"font-weight: 400;\"> It allows merchants without an online store to still accept card payments, driving more business.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Customer Convenience:<\/b><span style=\"font-weight: 400;\"> Customers get the flexibility to shop through their preferred channels like phone and mail instead of requiring them to visit in person.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Omnichannel Experience:<\/b><span style=\"font-weight: 400;\"> MOTO payments help deliver a seamless shopping experience across all customer channels.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Wider Reach:<\/b><span style=\"font-weight: 400;\"> Merchants can now cater to customer segments that are otherwise not reachable, increasing their potential customer base.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Always-On Acceptance:<\/b><span style=\"font-weight: 400;\"> Payments can be processed 24\/7 without requiring physical card terminals or online checkouts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Secure Transactions:<\/b><span style=\"font-weight: 400;\"> With proper security protocols like EMV, 3D Secure etc., MOTO payments are highly secure for processing sensitive card data.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Compliance Support:<\/b><span style=\"font-weight: 400;\"> Payment partners ensure MOTO transactions fully comply with PCI DSS and other regulatory mandates.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400;\">Secure Your Online Payment with NTT DATA Payment Services<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">We at <\/span><span style=\"font-weight: 400;\">NTT DATA Payment Services<\/span><span style=\"font-weight: 400;\"> remove the friction from payment processing to enable your business to run more efficiently. With payment solutions that provide robust reporting tools, you can gain valuable insights into sales channels, performance, and more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This data-driven approach helps optimize your processes and identify growth opportunities. By enabling flexible payment options for customers, we increase your chances of converting browser buyers.\u00a0\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.nttdatapay.com\/\" target=\"_blank\" rel=\"noopener\">NTT DATA Payment Services <\/a>offers a complete payment solution to advance both your offline and online businesses from,<\/p>\n<ul>\n<li><a href=\"https:\/\/www.nttdatapay.com\/online-payment-gateway-india\" target=\"_blank\" rel=\"noopener\">Online Payment Gateway<\/a><\/li>\n<li><a href=\"https:\/\/www.nttdatapay.com\/swipecard-pos-machine\" target=\"_blank\" rel=\"noopener\">POS machines<\/a><\/li>\n<li><a href=\"https:\/\/www.nttdatapay.com\/ivr-payment-system\" target=\"_blank\" rel=\"noopener\">IVR payments<\/a><\/li>\n<li>Mobile applications, and<\/li>\n<li><a href=\"https:\/\/in.nttdatapay.com\/blog\/bharat-qr-code-how-it-works-and-benefits\/\">Bharat QR Scan and Pay<\/a><\/li>\n<\/ul>\n<p>We\u00a0ensure maximum comfort, convenience, and safety for all your payments.<\/p>\n<h2><span style=\"font-weight: 400;\">Security and Fraud Prevention for MOTO<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">MOTO transactions involve manually handling unencrypted card data, they are more vulnerable to fraud compared to <a href=\"https:\/\/in.nttdatapay.com\/blog\/advantages-and-disadvantages-of-online-payments\/\">online payments<\/a>. However, modern payment technologies have made MOTO quite secure when used along with the right security practices:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>3D Secure\/2FA Authentication:<\/b><span style=\"font-weight: 400;\"> Subjecting high-risk MOTO transactions to 3D Secure authentication adds another layer of security verification.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Tokenisation:<\/b><span style=\"font-weight: 400;\"> Payment partners<\/span><a href=\"https:\/\/in.nttdatapay.com\/blog\/what-is-payment-tokenization-and-how-does-it-work\/\"><span style=\"font-weight: 400;\"> tokenise<\/span><\/a><span style=\"font-weight: 400;\"> sensitive card data during MOTO processing, replacing primary account numbers with unique security tokens.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Data Encryption:<\/b><span style=\"font-weight: 400;\"> Card details should be encrypted both during transmission as well as at rest using industry-standard techniques like TLS, SSL, AES-256, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Personnel Training:<\/b><span style=\"font-weight: 400;\"> Extensive security training must be provided to staff processing MOTO payments to ensure compliance with policies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Device Security:<\/b><span style=\"font-weight: 400;\"> Devices used for MOTO, like terminals\/phones, should have updated OS and antivirus, and complex passwords and automatic screen locks should be used.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Monitoring &amp; Alerts:<\/b><span style=\"font-weight: 400;\"> 24\/7 transaction monitoring along with rule-based alerts help detect anomalies and <a href=\"https:\/\/in.nttdatapay.com\/blog\/how-to-prevent-fraudulent-transactions\/\">prevent fraudulent<\/a> MOTO activity.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Address &amp; CVC Checks:<\/b><span style=\"font-weight: 400;\"> Simple checks like verifying the billing address and last 3 digits of CVC go a long way in ascertaining a transaction&#8217;s legitimacy.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">With judicious use of the right technologies and security best practices, merchants can securely enable MOTO payments while minimizing fraud risks for themselves as well as their customers. Partnering with a reliable<\/span><a href=\"https:\/\/in.nttdatapay.com\/blog\/best-payment-gateway-tech-support-in-india\/\"><span style=\"font-weight: 400;\"> payment provider<\/span><\/a><span style=\"font-weight: 400;\"> also ensures all payment and security standards are followed diligently.<\/span><\/p>\n<h2><span style=\"font-weight: 400;\">Future of MOTO Payments<\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Implementing the right MOTO payment solutions can significantly streamline your order processing while improving the customer experience. By removing friction from the payment process, your business will run more efficiently, and customers can pay however suits them best.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">While the overall shift is towards digital commerce, MOTO payments will continue playing a key role, especially for certain customers.\u00a0\u00a0\u00a0<\/span><\/p>\n<table>\n<tbody>\n<tr>\n<td style=\"text-align: center;\"><em>Also, you can get frequent updates on <a href=\"https:\/\/www.instagram.com\/nttdatapayments\/\" target=\"_blank\" rel=\"noopener\">nttdatapayments<\/a> Instagram page.<\/em><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2 style=\"text-align: center;\"><span style=\"font-weight: 400;\">MOTO Payment Processing: Frequently Asked Questions (FAQs)<\/span><\/h2>\n<h4><strong>1. What is a MOTO payment?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">MOTO stands for Mail Order\/Telephone Order. It refers to card payments taken remotely when the physical card is not present, such as over the phone, by email or post.<\/span><\/p>\n<h4><strong>2. How do MOTO payments work?\u00a0\u00a0<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">The customer provides their payment details to the merchant verbally or via order form. The merchant then securely enters these details into a payment terminal or gateway to process the transaction.<\/span><\/p>\n<h4><strong>3. Is accepting MOTO payments secure?<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">Yes, MOTO payments are highly secure when proper security protocols are followed. Tools like encryption, tokenisation, and authentication help protect sensitive card data during remote processing.<\/span><\/p>\n<h4><strong>4. What are the benefits of MOTO payments for merchants?\u00a0<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">MOTO payments offer convenience to customers and increase sales opportunities for merchants. They allow 24\/7 payment acceptance and help reach a wider audience through omnichannel services.<\/span><\/p>\n<h4><strong>5. How can I start accepting MOTO payments?\u00a0\u00a0<\/strong><\/h4>\n<p><span style=\"font-weight: 400;\">Merchants can enable MOTO payment acceptance through solutions like virtual terminals integrated with their payment gateway. Service providers ensure simple, compliant solutions for merchants of all sizes. \u00a0 <\/span><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>MOTO payments are simple to set up. With MOTO, you&#8217;ll be able to serve customers anywhere, anytime. They benefit from the convenience of paying without their card while you gain&#8230; <!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":4749,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,16],"tags":[113],"class_list":["post-4011","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general","category-payment","tag-moto-payment-processing"],"_links":{"self":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4011","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/comments?post=4011"}],"version-history":[{"count":6,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4011\/revisions"}],"predecessor-version":[{"id":4330,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/4011\/revisions\/4330"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media\/4749"}],"wp:attachment":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media?parent=4011"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/categories?post=4011"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/tags?post=4011"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}