{"id":354,"date":"2018-07-18T13:43:28","date_gmt":"2018-07-18T08:13:28","guid":{"rendered":"https:\/\/www.atomtech.in\/blog\/?p=354"},"modified":"2023-03-21T14:37:34","modified_gmt":"2023-03-21T09:07:34","slug":"accept-upi-payment-online","status":"publish","type":"post","link":"https:\/\/in.nttdatapay.com\/blog\/accept-upi-payment-online\/","title":{"rendered":"Now Accept UPI Payment Online through atom payment gateway"},"content":{"rendered":"<p>Accept payments via UPI without asking your customer to enter any bank details, OTPs and password. Yes, it\u2019s that easy to accept UPI payment online through atom <a href=\"https:\/\/www.nttdatapay.com\/online-payment-gateway-india\" target=\"_blank\" rel=\"noopener\">payment gateway<\/a>. Your customers can use any UPI enabled app to make payments directly on your website.<\/p>\n<p><span data-sheets-value=\"{&quot;1&quot;:2,&quot;2&quot;:&quot;&lt;p class=&quot;wpcf7-contact-form-not-found&quot;&gt;&lt;strong&gt;Error:&lt;\/strong&gt; Contact form not found.&lt;\/p&gt;&quot;}\" data-sheets-userformat=\"{&quot;2&quot;:6659,&quot;3&quot;:{&quot;1&quot;:0},&quot;4&quot;:{&quot;1&quot;:2,&quot;2&quot;:16777215},&quot;12&quot;:0,&quot;14&quot;:{&quot;1&quot;:2,&quot;2&quot;:2236962},&quot;15&quot;:&quot;Arial, Helvetica, sans-serif&quot;}\">\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2460-o1\" lang=\"en-GB\" dir=\"ltr\" data-wpcf7-id=\"2460\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/blog\/wp-json\/wp\/v2\/posts\/354#wpcf7-f2460-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2460\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.4\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_GB\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2460-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"cus-form\">\n\t<p style=\"font-size: 24px;font-weight: 600;text-align: center;\">Enquire Now\n\t<\/p>\n\t<p><label>Products Required:<\/label><span class=\"wpcf7-form-control-wrap\" data-name=\"products\"><select class=\"wpcf7-form-control wpcf7-select wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" name=\"products\"><option value=\"Payment Gateway\">Payment Gateway<\/option><option value=\"POS Machine\">POS Machine<\/option><option value=\"Reseller\">Reseller<\/option><\/select><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"uname\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Name*\" value=\"\" type=\"text\" name=\"uname\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"phone\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-tel wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-tel form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Phone*\" value=\"\" type=\"tel\" name=\"phone\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"email\" \/><\/span><br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"message\"><textarea cols=\"10\" rows=\"3\" maxlength=\"2000\" class=\"wpcf7-form-control wpcf7-textarea form-control\" aria-invalid=\"false\" placeholder=\"Message\" name=\"message\"><\/textarea><\/span><br \/>\n\t\n\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"utm\" value=\"\" type=\"hidden\" name=\"utm\" \/><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"Submit\" \/>\n\t<\/p>\n<\/div>\n<style>\n.cus-form .form-control{width: 100%!important;margin: 7px 0px;padding: 8px;border-radius: 3px;height: auto;line-height: 20px;}\n.cus-form{display: block;margin: 0 auto;max-width: 400px;width: 100%;padding: 20px;box-shadow: 0px 0px 4px 0px #0000002b;border-radius: 6px;margin-bottom: 25px;padding-bottom: 0px;}\n.cus-form .wpcf7-submit{margin: 0 auto;display: block;}\n.cus-form h3{background: #ff6644;text-align: center;margin: -21px;margin-bottom: 20px;padding: 6px;}\n<\/style>\n<p><script>\ndocument.getElementById(\"utm\").value = window.location.href;\n\ndocument.addEventListener( 'wpcf7mailsent', function( event ) {\n location = 'https:\/\/in.nttdatapay.com\/blog\/thankyou\/';\n}, false );\n<\/script>\n<\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n<\/span><\/p>\n<p><strong>But what is UPI?<\/strong><\/p>\n<p>Often, your customers are bogged down by the burden of remembering bank credentials and its complexities.\u00a0 But what if you provide them with an option so, that they don\u2019t have to remember any such details to pay online?<\/p>\n<blockquote><p><a href=\"https:\/\/in.nttdatapay.com\/blog\/how-to-pay-gst-payment-online-in-india\/\">How To Pay Goods &amp; Services Tax (GST) Payment Online in India<\/a><\/p><\/blockquote>\n<p><strong>Merchant<\/strong>&#8211; O really! Is that possible?<\/p>\n<p><strong>atom<\/strong>: Yes, with UPI. UPI is a unified payment system that allows you to accept money from your customers, without asking them to feed any bank details.<\/p>\n<p><strong>Merchant<\/strong>&#8211; So, if we are not asking for any bank details then, how does the transaction occur?<\/p>\n<p><strong>atom<\/strong>: Every UPI user have an address called the VPA (Virtual Payment Address) and the address\u00a0is linked to mobile number and account number. So, your customer can directly use the VPA for doing transactions.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-359\" src=\"https:\/\/in.nttdatapay.com\/blog\/uat\/wp-content\/uploads\/2018\/07\/4-1-300x183.jpg\" alt=\"VPA- Accept UPI Payments\" width=\"300\" height=\"183\" srcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/4-1-300x183.jpg 300w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/4-1.jpg 454w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><strong>Merchant-<\/strong> How do customers get a VPA?<\/p>\n<p><strong>atom<\/strong>-: VPA can be created from an UPI enabled bank mobile application or third party application. They only need to share the VPA to make payments.<\/p>\n<p><strong>Merchant<\/strong>&#8211; what will be the flow of transaction?<\/p>\n<p><strong>atom<\/strong>&#8211; when customer select the UPI option to pay online, they need to fill in their VPA to initiate payment request. Post verification of VPA, they receive payment request in their UPI enabled app. They accept the request and enter the MPIN and payment is done.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-361\" src=\"https:\/\/in.nttdatapay.com\/blog\/uat\/wp-content\/uploads\/2018\/07\/dwd-1-300x247.jpg\" alt=\"\" width=\"300\" height=\"247\" srcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/dwd-1-300x247.jpg 300w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/dwd-1-768x632.jpg 768w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/dwd-1.jpg 850w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/><\/p>\n<p><strong>Merchant:<\/strong> That\u2019s interesting. UPI payment mode will definitely help me to increase my sales as it\u2019s a very convenient payment option.<\/p>\n<p><strong>Benefits of using UPI payment gateway:<\/strong><\/p>\n<ol>\n<li><strong>Best success rates<\/strong> &#8211; All calls are server to server and therefore, no redirects, hence it gives the best success rates.<\/li>\n<\/ol>\n<ol start=\"2\">\n<li><strong>Secure transactions<\/strong> &#8211; RBI approved single click and 2 factor authentication. Customer\u2019s mobile is the First factor and M-Pin is Second factor authentication. M-Pin is Mobile PIN which is created while linking a bank account with a VPA handle.<\/li>\n<\/ol>\n<ol start=\"4\">\n<li><strong>One app for all Banks<\/strong> &#8211; If you have multiple banks, you can still do all your transactions from a single app.<\/li>\n<li><strong>Unlimited transaction<\/strong> \u2013 UPI payment is the best payment method for your customers if they want to make large amount of transaction daily. However, the upper limit is 1 lakh per day.<\/li>\n<li><strong>Easy and safe payments \u2013 <\/strong>Your customer just needs to enter MPIN to process the payment. There\u2019s no need to enter any OTP\u2019s or passwords. Hence, easy and secure payments are possible on UPI enabled apps.<\/li>\n<\/ol>\n<blockquote><p><a href=\"https:\/\/in.nttdatapay.com\/blog\/mgalla-accept-upi-payment\/\">mGalla- Accept UPI Payments through App<\/a><\/p><\/blockquote>\n<p><strong>How is UPI different from other payment options?<\/strong><\/p>\n<p>By far, UPI has turned out to be the best payment mode as it saves us from the hassles of feeding any kind of bank details.<\/p>\n<table width=\"605\">\n<tbody>\n<tr>\n<td width=\"303\"><strong>UPI<\/strong><\/td>\n<td width=\"303\"><strong>Other payment methods<\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"303\">Just require VPA<\/td>\n<td width=\"303\">We need to enter sensitive bank credentials<\/td>\n<\/tr>\n<tr>\n<td width=\"303\"><\/td>\n<td width=\"303\"><\/td>\n<\/tr>\n<tr>\n<td width=\"303\">Transfer 24*7<\/td>\n<td width=\"303\">Transfer money in working hours only except for IMPS<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-371\" src=\"https:\/\/in.nttdatapay.com\/blog\/uat\/wp-content\/uploads\/2018\/07\/accept-online-payments-through-UPI-1-1024x683.jpg\" alt=\"accept online payments through UPI\" width=\"840\" height=\"560\" srcset=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/accept-online-payments-through-UPI-1-1024x683.jpg 1024w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/accept-online-payments-through-UPI-1-300x200.jpg 300w, https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2018\/07\/accept-online-payments-through-UPI-1-768x512.jpg 768w\" sizes=\"auto, (max-width: 840px) 100vw, 840px\" \/><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Accept payments via UPI without asking your customer to enter any bank details, OTPs and password. Yes, it\u2019s that easy to accept UPI payment online through atom payment gateway. Your&#8230; <!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[15],"tags":[],"class_list":["post-354","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-products"],"_links":{"self":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/comments?post=354"}],"version-history":[{"count":4,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/354\/revisions"}],"predecessor-version":[{"id":2564,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/posts\/354\/revisions\/2564"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media\/366"}],"wp:attachment":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/media?parent=354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/categories?post=354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/tags?post=354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}