{"id":3351,"date":"2023-09-25T12:18:39","date_gmt":"2023-09-25T06:48:39","guid":{"rendered":"https:\/\/in.nttdatapay.com\/blog\/?post_type=web-story&#038;p=3351"},"modified":"2023-09-25T12:18:39","modified_gmt":"2023-09-25T06:48:39","slug":"importance-of-credit-ratings-understanding-why-credit-ratings-matter","status":"publish","type":"web-story","link":"https:\/\/in.nttdatapay.com\/blog\/web-stories\/importance-of-credit-ratings-understanding-why-credit-ratings-matter\/","title":{"rendered":"Importance of Credit Ratings: Understanding Why Credit Ratings Matter"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link href=\"https:\/\/fonts.googleapis.com\/css2?display=swap&amp;family=Oswald&amp;family=Roboto%3Awght%40400%3B700&amp;family=Alegreya&amp;family=Alice&amp;family=Anton&amp;family=Fjalla+One\" rel=\"stylesheet\"\/><link href=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png\" rel=\"preload\" as=\"image\"\/>\n<style amp-boilerplate=\"\">body{-webkit-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-moz-animation:-amp-start 8s steps(1,end) 0s 1 normal both;-ms-animation:-amp-start 8s steps(1,end) 0s 1 normal both;animation:-amp-start 8s steps(1,end) 0s 1 normal both}@-webkit-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-moz-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-ms-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@-o-keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}@keyframes -amp-start{from{visibility:hidden}to{visibility:visible}}<\/style>\n<p><noscript><\/p>\n<style amp-boilerplate=\"\">body{-webkit-animation:none;-moz-animation:none;-ms-animation:none;animation:none}<\/style>\n<p><\/noscript><\/p>\n<style amp-custom=\"\">\n              h1, h2, h3 { font-weight: normal; }<\/p>\n<p>              amp-story-page {\n                background-color: #131516;\n              }<\/p>\n<p>              amp-story-grid-layer {\n                overflow: visible;\n              }<\/p>\n<p>              @media (max-aspect-ratio: 9 \/ 16)  {\n                @media (min-aspect-ratio: 320 \/ 678) {\n                  amp-story-grid-layer.grid-layer {\n                    margin-top: calc((100% \/ 0.5625 - 100% \/ 0.6666666666666666) \/ 2);\n                  }\n                }\n              }<\/p>\n<p>              @media not all and (min-resolution:.001dpcm) {\n                @media {\n                  p.text-wrapper > span {\n                    font-size: calc(100% - 0.5px);\n                  }\n                }\n              }<\/p>\n<p>              .page-fullbleed-area,\n              .page-background-overlay-area {\n                position: absolute;\n                overflow: hidden;\n                width: 100%;\n                left: 0;\n                height: calc(1.1851851851851851 * 100%);\n                top: calc((1 - 1.1851851851851851) * 100% \/ 2);\n              }<\/p>\n<p>              .element-overlay-area {\n                position: absolute;\n                width: 100%;\n                height: 100%;\n                top: 0;\n                left: 0;\n              }<\/p>\n<p>              .page-safe-area {\n                overflow: visible;\n                position: absolute;\n                top: 0;\n                bottom: 0;\n                left: 0;\n                right: 0;\n                width: 100%;\n                height: calc(0.84375 * 100%);\n                margin: auto 0;\n              }<\/p>\n<p>              .mask {\n                position: absolute;\n                overflow: hidden;\n              }<\/p>\n<p>              .fill {\n                position: absolute;\n                top: 0;\n                left: 0;\n                right: 0;\n                bottom: 0;\n                margin: 0;\n              }<\/p>\n<p>              @media (prefers-reduced-motion: no-preference) {\n                .animation-wrapper {\n                  opacity: var(--initial-opacity);\n                  transform: var(--initial-transform);\n                }\n              }<\/p>\n<p>              amp-story-grid-layer.align-bottom {\n                align-content: end;\n                padding: 0;\n              }<\/p>\n<p>              .captions-area {\n                padding: 0 32px 0;\n              }<\/p>\n<p>              amp-story-captions {\n                margin-bottom: 16px;\n                text-align: center;\n              }<\/p>\n<p>              amp-story-captions span {\n                display: inline-block;\n                margin: 0;\n                padding: 6px 12px;\n                vertical-align: middle;\n                border-radius: 15px;\n                background: rgba(11, 11, 11, 0.6);\n                color: rgba(255, 255, 255, 1);\n                font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Oxygen-Sans, Ubuntu, Cantarell, \"Helvetica Neue\", sans-serif;;\n                font-size: calc(4 * var(--story-page-vw));\n                line-height: 1.4;\n                word-break: break-word;\n                word-wrap: break-word;\n                overflow-wrap: break-word;\n              }\n              <\/style>\n<p><meta name=\"web-stories-replace-head-start\"\/><title>Importance of Credit Ratings: Understanding Why Credit Ratings Matter<\/title><link rel=\"canonical\" href=\"https:\/\/in.nttdatapay.com\/blog\/?post_type=web-story&amp;p=3351\"\/><meta name=\"web-stories-replace-head-end\"\/><\/head><body><amp-story standalone=\"\" publisher=\"NTT Data Payment Services India\" publisher-logo-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/01\/ntt-logo-02-2.png\" title=\"Importance of Credit Ratings: Understanding Why Credit Ratings Matter\" poster-portrait-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/importance-of-credit-ratings-poster-page.jpg\"><amp-story-page id=\"7b7ef28a-415b-4190-8dfe-6ede5f30cc02\" auto-advance-after=\"5s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d16d4cac-1ea4-44f8-a1b7-d6bc304b073f\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#9ca8c0\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-91f5eb67-5507-409c-a63e-39b89bb089b2\">\n<div style=\"position:absolute;width:339.44533%;height:100%;left:-221.47705%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png\" alt=\"image\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png 1201w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-768x402.png 768w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png 740w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-355x186.png 355w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-250x131.png 250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-80x42.png 80w\" sizes=\"(min-width: 1024px) 153vh, 339vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:17.71845%;top:32.20065%;width:64.80583%;height:35.59871%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7490636704119851% 0.7490636704119851% 0.7490636704119851% 0.7490636704119851% \/ 0.9090909090909091% 0.9090909090909091% 0.9090909090909091% 0.9090909090909091%\" id=\"el-ea10755c-f719-412f-85be-3fc2b96cb289\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.8483146067415726% 0;font-family:&quot;Oswald&quot;,sans-serif;font-size:0.566343em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Importance of Credit Ratings: Understanding Why Credit Ratings Matter<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:65.53398%;top:81.39159%;width:29.61165%;height:3.8835%;opacity:1\">\n<div id=\"anim-d16d4cac-1ea4-44f8-a1b7-d6bc304b073f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.639344262295082% 1.639344262295082% 1.639344262295082% 1.639344262295082% \/ 8.333333333333332% 8.333333333333332% 8.333333333333332% 8.333333333333332%\" id=\"el-7120a48b-625c-4bdc-aa30-7fe5520530ca\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.8698770491803278% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">TAPE HERE<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-e1abcf2d-c27f-4a38-8aa8-43962dd9d9fa\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-25908995-79c9-4411-995f-b492d752033f\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"73ecfb18-1853-4244-99f5-580184f4fd1d\" auto-advance-after=\"5s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cdf4215a-6824-4261-8fdf-ec0b24a98e61\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-d5e7fd69-79e7-47f5-866a-f7de76bfba08\",\"keyframes\":{\"transform\":[\"translate3d(0px, 650.34700%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-64d34e42-be37-4adf-901a-3d7b03706125\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-3f0489d0-4dfb-42d5-9866-e89c3a7c5478 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(0%, 2.661386636061668e-7%) scale(0.8771929824561403)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d9d9d9\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-3f0489d0-4dfb-42d5-9866-e89c3a7c5478\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2c5f59f0-ad2b-40b1-ac9f-dd0f3581d197\">\n<div style=\"position:absolute;width:304%;height:114%;left:-102%;top:-7%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6720&amp;h=4480&amp;fit=max\" alt=\"person holding black and white card\" srcSet=\"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=6720&amp;h=4480&amp;fit=max 6720w,https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5376&amp;h=3584&amp;fit=max 5376w,https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4032&amp;h=2688&amp;fit=max 4032w,https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2688&amp;h=1792&amp;fit=max 2688w,https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1344&amp;h=896&amp;fit=max 1344w,https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 137vh, 304vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-ffe8af26-a237-49af-b5c3-ad2b2f5a48ff\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-0c5485f3-75b4-4304-a4f4-dcac6b1848b5\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.67961%;top:41.90939%;width:78.8835%;height:10.35599%;opacity:1\">\n<div id=\"anim-cdf4215a-6824-4261-8fdf-ec0b24a98e61\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-d5e7fd69-79e7-47f5-866a-f7de76bfba08\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 650.34700%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-a69bbd71-3d24-4564-bdc3-7ab7c2cccf05\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">The Importance of Credit Ratings: Why They Matter<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:22.3301%;top:61.16505%;width:55.33981%;height:19.09385%;opacity:1\">\n<div id=\"anim-64d34e42-be37-4adf-901a-3d7b03706125\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8771929824561403% 0.8771929824561403% 0.8771929824561403% 0.8771929824561403% \/ 1.694915254237288% 1.694915254237288% 1.694915254237288% 1.694915254237288%\" id=\"el-bafe709d-6310-48f8-8093-15cb860a13a9\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.2500000000000001% 0;font-family:&quot;Alice&quot;,serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">1. Access to Loans<\/span><br \/>\n<span style=\"color: #fff\">2. Interest Rates<\/span><br \/>\n<span style=\"color: #fff\">3. Insurance Premiums<\/span><br \/>\n<span style=\"color: #fff\">4. Promote transparency<\/span><br \/>\n<span style=\"color: #fff\">5. Help manage risk<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"efe6bdb1-1651-42f4-8ae3-b18d2ed888de\" auto-advance-after=\"5s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-24ffa066-c43f-4dca-bd69-90d4514c8ee3\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b22fbc75-3407-4428-9046-577231ca5a8c\",\"keyframes\":{\"transform\":[\"translate3d(0px, 672.22207%, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":1200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b0805ead-7de6-480b-b341-bd069925ed9e\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-a68f6f41-8108-4f21-8787-e09105356353 [data-leaf-element=\\\"true\\\"]\",\"keyframes\":{\"transform\":[\"translate(0%, 2.5074220747095116e-7%) scale(0.8264462809917356)\",\"translate(0%, 0%) scale(1)\"]},\"delay\":0,\"duration\":2000,\"easing\":\"cubic-bezier(.3,0,.55,1)\",\"fill\":\"forwards\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#f3f3d9\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div id=\"anim-a68f6f41-8108-4f21-8787-e09105356353\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-015768fb-14b1-46d1-b2fe-38842556c0c1\">\n<div style=\"position:absolute;width:322.66667%;height:121%;left:-111.33334%;top:-10.5%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max\" alt=\"person using laptop computer holding card\" srcSet=\"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5184&amp;h=3456&amp;fit=max 5184w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4147&amp;h=2765&amp;fit=max 4147w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3110&amp;h=2073&amp;fit=max 3110w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2073&amp;h=1382&amp;fit=max 2073w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1036&amp;h=691&amp;fit=max 1036w,https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 145vh, 323vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-db13e427-a8db-47d7-8180-39eab0ade789\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-dca3a88b-fa50-4aa2-b5d2-c33792a572f9\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:10.67961%;top:39.64401%;width:78.8835%;height:10.35599%;opacity:1\">\n<div id=\"anim-24ffa066-c43f-4dca-bd69-90d4514c8ee3\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b22fbc75-3407-4428-9046-577231ca5a8c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 672.22207%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-9fc61401-f621-4efa-bb1f-22dbfe83f42c\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Factors that Affect Credit Ratings&nbsp;<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:23.54369%;top:56.95793%;width:64.80583%;height:23.13916%;opacity:1\">\n<div id=\"anim-b0805ead-7de6-480b-b341-bd069925ed9e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7490636704119851% 0.7490636704119851% 0.7490636704119851% 0.7490636704119851% \/ 1.3986013986013985% 1.3986013986013985% 1.3986013986013985% 1.3986013986013985%\" id=\"el-d1fb86ec-27b6-4bc0-add1-721a90c44f46\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.21348314606741584% 0;font-family:&quot;Alice&quot;,serif;font-size:0.323625em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">1. Financial performance<\/span><br \/>\n<span style=\"color: #fff\">2. Debt-to-equity ratio<\/span><br \/>\n<span style=\"color: #fff\">3. Market conditions<\/span><br \/>\n<span style=\"color: #fff\">4. Industry trends<\/span><br \/>\n<span style=\"color: #fff\">5. Political and regulatory environment<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"86997a76-e6b8-434e-870c-bf6ee2b116f8\" auto-advance-after=\"5s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-87eb64fc-68bc-475e-a897-1ac6373b1598\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5fd5f12f-f591-4a00-baa7-fc6cdf73605a\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-8bfd6586-8ab3-42dc-a63c-c454b0e2b7ee\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2100,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b779dfb4-ed93-40e6-b58e-09c551f2a427\",\"keyframes\":{\"transform\":[\"translate3d(-163.88889%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":2100,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-a412bf95-798b-4479-bed2-fc2012d9a259\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:25.24272%;width:100%;height:33.00971%;opacity:1\">\n<div id=\"anim-87eb64fc-68bc-475e-a897-1ac6373b1598\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ae7f4d86-a908-4069-8260-18b12ca4969a\">\n<div style=\"position:absolute;width:100%;height:105.77296%;left:0%;top:-2.88648%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png\" alt=\"image\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png 1201w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-768x402.png 768w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png 740w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-355x186.png 355w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-250x131.png 250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-80x42.png 80w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:32.03883%;top:77.83172%;width:35.92233%;height:6.79612%;opacity:1\">\n<div id=\"anim-5fd5f12f-f591-4a00-baa7-fc6cdf73605a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.3513513513513513% 1.3513513513513513% 1.3513513513513513% 1.3513513513513513% \/ 4.761904761904762% 4.761904761904762% 4.761904761904762% 4.761904761904762%\" id=\"el-9bc47c8f-6c87-4dff-91c9-d657d6e1ff68\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.9832400760135136% 0;font-family:&quot;Anton&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span>Swipe Up<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:27.91262%;top:70.71197%;width:43.68932%;height:5.82524%;opacity:1\">\n<div id=\"anim-8bfd6586-8ab3-42dc-a63c-c454b0e2b7ee\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-b779dfb4-ed93-40e6-b58e-09c551f2a427\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-163.88889%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.1111111111111112% 1.1111111111111112% 1.1111111111111112% 1.1111111111111112% \/ 5.555555555555555% 5.555555555555555% 5.555555555555555% 5.555555555555555%\" id=\"el-6f6b5448-cd28-431c-8d9c-1af1b0d3a444\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:rgba(196,196,196,0.6);-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:2.2222222222222223% 4.444444444444445%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">To Know More<\/span><\/span><\/span><\/h3>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:rgba(196,196,196,0.6);-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:2.2222222222222223% 4.444444444444445%;text-align:center;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700\">To Know More<\/span><\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c873b344-9de8-46cb-ac54-880cc386aad0\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"6ff8f5f9-ccc3-43f9-bd16-f47c8ce59bf8\" auto-advance-after=\"5s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-b4b68380-69be-4849-a8ea-e8a902ea0e28\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-15accae0-7bc5-450f-82a1-e915f50e8d19\",\"keyframes\":{\"transform\":[\"translate3d(84.77367%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-c2a4173e-5750-4706-8441-63d240962afd\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-56a8ef6d-6c9e-4333-a07c-70ada848057c\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-1238d21c-f367-416e-ba94-7d0ab17d81d8\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-f70f5d7f-7ed4-4ef2-b1d9-6de92d1d3941\",\"keyframes\":{\"transform\":[\"translate3d(86.00824%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7e5a7de6-9d7b-491b-8bf1-7b0a2ffe5156\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2500,\"easing\":\"cubic-bezier(0.4, 0.4, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#d9dad9\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-cd62301b-95e0-4c4a-96d0-803a4618e4a0\">\n<div style=\"position:absolute;width:118.51852%;height:100%;left:-9.25926%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page.jpg\" alt=\"what is accurate accounting first page\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page.jpg 408w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-276x414.jpg 276w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-150x225.jpg 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-133x199.jpg 133w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-93x140.jpg 93w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-53x80.jpg 53w\" sizes=\"(min-width: 1024px) 53vh, 119vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:50%;top:15.04854%;width:58.98058%;height:34.95146%;opacity:1\">\n<div id=\"anim-b4b68380-69be-4849-a8ea-e8a902ea0e28\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-15accae0-7bc5-450f-82a1-e915f50e8d19\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(84.77367%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-e4691982-325d-48da-bbd2-0131ee8f2640\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/traditional-banks-vs-challenger-banks-vs-neobanks\/?utm_source=previous\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div style=\"position:absolute;width:100%;height:149.94138%;left:0%;top:-24.97069%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page.jpg\" alt=\"traditional banks vs challenger banks vs neobanks poster page\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-640x853.jpg 640w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg 311w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-150x200.jpg 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-149x199.jpg 149w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-105x140.jpg 105w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-60x80.jpg 60w\" sizes=\"(min-width: 1024px) 27vh, 59vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:8.73786%;top:2.589%;width:54.85437%;height:9.54693%;opacity:1\">\n<div id=\"anim-c2a4173e-5750-4706-8441-63d240962afd\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.8849557522123894% 0.8849557522123894% 0.8849557522123894% 0.8849557522123894% \/ 3.389830508474576% 3.389830508474576% 3.389830508474576% 3.389830508474576%\" id=\"el-0892f7a8-856e-4d09-a4e9-58888b60888a\"><a href=\"https:\/\/www.nttdatapay.com\/\" data-tooltip-text=\"NTT Data Payment Service\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.8674554065265478% 0;font-family:&quot;Fjalla One&quot;,sans-serif;font-size:0.404531em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff; text-transform: uppercase\">NTT DATA PAYMENT SERVICE<\/span><\/span><\/h3>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:14.56311%;top:28.31715%;width:32.28155%;height:9.70874%;opacity:1\">\n<div id=\"anim-56a8ef6d-6c9e-4333-a07c-70ada848057c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.5037593984962405% 1.5037593984962405% 1.5037593984962405% 1.5037593984962405% \/ 3.3333333333333335% 3.3333333333333335% 3.3333333333333335% 3.3333333333333335%\" id=\"el-b7ba11b8-b669-4cbf-b1ef-7b8922fc9dde\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/traditional-banks-vs-challenger-banks-vs-neobanks\/?utm_source=previous\" data-tooltip-icon=\"https:\/\/crowdwavetrust.org\/blog\/wp-content\/uploads\/2023\/07\/innovative-ideas-for-ngos-supporting-cause-poster-page.jpg\" data-tooltip-text=\"\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.2864191729323309% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.242718em;line-height:1.4;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Traditional Banks vs Challenger Banks vs Neobanks<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:61.16505%;top:7.9288%;width:35.92233%;height:4.69256%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.3513513513513513% 1.3513513513513513% 1.3513513513513513% 1.3513513513513513% \/ 6.896551724137931% 6.896551724137931% 6.896551724137931% 6.896551724137931%\" id=\"el-df935460-7537-42ad-9719-e5c7043fc5fb\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.218657622466216% 0;font-family:&quot;Fjalla One&quot;,sans-serif;font-size:0.372168em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff; text-transform: uppercase\">LAtest Story<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:63.59223%;top:-4.04531%;width:27.91262%;height:8.25243%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:8.695652173913043% 8.695652173913043% 8.695652173913043% 8.695652173913043% \/ 19.607843137254903% 19.607843137254903% 19.607843137254903% 19.607843137254903%\" class=\"mask\" id=\"el-a2e1a63e-f491-4a17-8691-5b4720d4a5ab\">\n<div style=\"position:absolute;width:100%;height:225.49011%;left:0%;top:-62.74505%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 28vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:49.27184%;top:57.44337%;width:58.98058%;height:34.95146%;opacity:1\">\n<div id=\"anim-1238d21c-f367-416e-ba94-7d0ab17d81d8\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-f70f5d7f-7ed4-4ef2-b1d9-6de92d1d3941\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(86.00824%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-2778d6ef-a9bf-4016-b348-3c24d54b5ab1\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/online-pharmacies-importance-of-secure-payment-gateways\/?utm_source=previous\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<div style=\"position:absolute;width:100%;height:149.94138%;left:0%;top:-24.97069%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page.jpg\" alt=\"online pharmacies importance of secure payment gateways poster page\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-640x853.jpg 640w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg 311w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-150x200.jpg 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-149x199.jpg 149w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-105x140.jpg 105w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-60x80.jpg 60w\" sizes=\"(min-width: 1024px) 27vh, 59vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:13.83495%;top:70.71197%;width:32.28155%;height:12.94498%;opacity:1\">\n<div id=\"anim-7e5a7de6-9d7b-491b-8bf1-7b0a2ffe5156\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.5037593984962405% 1.5037593984962405% 1.5037593984962405% 1.5037593984962405% \/ 2.5% 2.5% 2.5% 2.5%\" id=\"el-73e9d15f-75ed-46bc-b7d2-d9398b622f5c\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/online-pharmacies-importance-of-secure-payment-gateways\/?utm_source=previous\" data-tooltip-icon=\"https:\/\/crowdwavetrust.org\/blog\/wp-content\/uploads\/2023\/07\/innovative-ideas-for-ngos-supporting-cause-poster-page.jpg\" data-tooltip-text=\"\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.2864191729323309% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.242718em;line-height:1.4;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">Online Pharmacies: Importance of Secure Payment Gateways<\/span><\/span><\/p>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Confused between credit scores and credit ratings? No worries, here is the blog which answers all your question about credit ratings and why they matter. Keep reading!<!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":3353,"template":"","meta":{"web_stories_publisher_logo":1979,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-3351","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":47,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":330,"height":173,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"91f5eb67-5507-409c-a63e-39b89bb089b2","scale":100,"focalX":79.97666442987459,"focalY":49.91776397958688,"resource":{"type":"image","mimeType":"image\/png","width":1201,"height":629,"sizes":{"medium_large":{"file":"image-6-768x402.png","width":768,"height":402,"filesize":227831,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-768x402.png"},"post-thumbnail":{"file":"image-6-250x131.png","width":250,"height":131,"filesize":31961,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-250x131.png"},"featured_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"post_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"single_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"grid_thumb":{"file":"image-6-355x186.png","width":355,"height":186,"filesize":58043,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-355x186.png"},"widget_post_thumb":{"file":"image-6-80x42.png","width":80,"height":42,"filesize":5020,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-80x42.png"},"web-stories-poster-portrait":{"file":"image-6-640x629.png","width":640,"height":629,"filesize":136529,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-640x629.png"},"web-stories-publisher-logo":{"file":"image-6-96x96.png","width":96,"height":96,"filesize":9755,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-96x96.png"},"web-stories-thumbnail":{"file":"image-6-150x79.png","width":150,"height":79,"filesize":14369,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-150x79.png"},"full":{"file":"image-6.png","width":1201,"height":629,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#9ca8c0","blurHash":"UFAn4rRhNz%%4T%NxuMxS%IobcxuxCr;s:bJ","creationDate":"2023-09-25T06:36:24","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png","id":3352,"alt":"image","local":false,"provider":"local"},"overlay":{"color":{"r":0,"g":0,"b":0,"a":0.5}}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Oswald"},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">Importance of Credit Ratings: Understanding Why Credit Ratings Matter<\/span>","x":73,"y":199,"width":267,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":220,"basedOn":"e9bcf5c8-6423-427d-9ca1-6793915a1d8c","marginOffset":-9.869999999999997,"id":"ea10755c-f719-412f-85be-3fc2b96cb289","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto"},"fontSize":20,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.4,"textAlign":"center","padding":{"vertical":0,"horizontal":0,"locked":true},"content":"<span style=\"color: #fff\">TAPE HERE<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"x":270,"y":503,"width":122,"height":24,"basedOn":"13175d8d-f778-405d-8852-b89cea49be56","marginOffset":4.5625,"id":"7120a48b-625c-4bdc-aa30-7fe5520530ca","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"width":157,"height":69,"x":128,"y":55,"mask":{"type":"rectangle"},"border":{"left":0,"right":0,"top":0,"bottom":0,"lockedWidth":true,"color":{"color":{"r":0,"g":0,"b":0}}},"borderRadius":{"topLeft":10,"topRight":10,"bottomRight":10,"bottomLeft":10,"locked":true},"basedOn":"d8a4c1d9-b94f-4551-8414-44b41bdc2bca","id":"e1abcf2d-c27f-4a38-8aa8-43962dd9d9fa","type":"shape"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":96,"height":96,"sizes":{"widget_post_thumb":{"file":"ntt-logo-02-80x80.png","width":80,"height":80,"filesize":1728,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png"},"web-stories-publisher-logo":{"file":"ntt-logo-02-96x96.png","width":96,"height":96,"filesize":1048,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png"},"full":{"file":"ntt-logo-02.png","width":96,"height":96,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#646464","blurHash":"U242rLMwRjo%yGj?j[kC00xwt6V;D4WEWBV?","creationDate":"2023-07-05T10:28:51","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png","id":3133,"alt":"ntt-logo-02","local":false,"provider":"local"},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"width":118,"height":69,"x":147,"y":55,"mask":{"type":"rectangle"},"basedOn":"719e6d14-cee9-415a-aef0-f3a46f03f941","id":"25908995-79c9-4411-995f-b492d752033f","type":"image"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"7b7ef28a-415b-4190-8dfe-6ede5f30cc02","animations":[{"id":"55e5d762-bb6d-4541-b19e-fc59128f7399","type":"effect-pulse","scale":0.5,"iterations":1,"duration":1450,"delay":0,"targets":["7120a48b-625c-4bdc-aa30-7fe5520530ca"]}],"defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"e7e090bf-e57b-42be-aa4b-0048d5118f44"},"pageAttachment":{"url":"https:\/\/www.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings","icon":"","needsProxy":false}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":330,"height":220,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"2c5f59f0-ad2b-40b1-ac9f-dd0f3581d197","scale":114,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":6720,"height":4480,"sizes":{"full":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=6720&h=4480&fit=max","mimeType":"image\/jpeg","width":6720,"height":4480},"large":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=5376&h=3584&fit=max","mimeType":"image\/jpeg","width":5376,"height":3584},"4032_2688":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=4032&h=2688&fit=max","mimeType":"image\/jpeg","width":4032,"height":2688},"2688_1792":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=2688&h=1792&fit=max","mimeType":"image\/jpeg","width":2688,"height":1792},"1344_896":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=1344&h=896&fit=max","mimeType":"image\/jpeg","width":1344,"height":896},"web_stories_thumbnail":{"file":"media\/unsplash:bqjswIxbhEE","sourceUrl":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=340&h=227&fit=max","mimeType":"image\/jpeg","width":340,"height":227}},"isPlaceholder":false,"isExternal":true,"needsProxy":false,"id":"media\/unsplash:bqjswIxbhEE","baseColor":"#d9d9d9","blurHash":"LIO3,%~9xvD*^$kXSixa.TElIU-m","creationDate":"2020-07-06T09:02:26Z","src":"https:\/\/images.unsplash.com\/photo-1594025741273-167998b49a02?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwzfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=6720&h=4480&fit=max","alt":"person holding black and white card","attribution":{"author":{"displayName":"Mark OFlynn","url":"https:\/\/unsplash.com\/@paxtechnology?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AdM%2BFxdCRLpWH2T8Me%2BJ2Mfz42hzG9ejBsfbWMkRcxsS3vA4x64ufmfqUjI0CeREsG4u5yEhhVWuU6oURRExDF\/MUwS86x9coJq\/pMq24EO\/AY2PcKmmmpZnhV9Dmbpv3BDr%2BjVeN2%2BbII3R9EMHVyRYqw5oL\/6zw8VKzNFu1vY9N6TL37LdEgcPJZokWngAdum4U%2BOOtgrTnkcyE4jC5I9eu5Wt01EXtSQadX%2B3zDU8kpJ39iQiaPFQmfU%3D"}},"overlay":{"type":"linear","rotation":0,"stops":[{"color":{"r":0,"g":0,"b":0,"a":0},"position":0},{"color":{"r":0,"g":0,"b":0,"a":1},"position":1}],"alpha":0.7}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"width":157,"height":69,"x":128,"y":55,"mask":{"type":"rectangle"},"border":{"left":0,"right":0,"top":0,"bottom":0,"lockedWidth":true,"color":{"color":{"r":0,"g":0,"b":0}}},"borderRadius":{"topLeft":10,"topRight":10,"bottomRight":10,"bottomLeft":10,"locked":true},"basedOn":"d46f8938-9e92-4491-988c-190f2350c861","id":"ffe8af26-a237-49af-b5c3-ad2b2f5a48ff","type":"shape"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":96,"height":96,"sizes":{"widget_post_thumb":{"file":"ntt-logo-02-80x80.png","width":80,"height":80,"filesize":1728,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png"},"web-stories-publisher-logo":{"file":"ntt-logo-02-96x96.png","width":96,"height":96,"filesize":1048,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png"},"full":{"file":"ntt-logo-02.png","width":96,"height":96,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#646464","blurHash":"U242rLMwRjo%yGj?j[kC00xwt6V;D4WEWBV?","creationDate":"2023-07-05T10:28:51","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png","id":3133,"alt":"ntt-logo-02","local":false,"provider":"local"},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"width":118,"height":69,"x":147,"y":55,"mask":{"type":"rectangle"},"basedOn":"3cdd8cab-1940-4dec-9250-095840f4dca4","id":"0c5485f3-75b4-4304-a4f4-dcac6b1848b5","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Alegreya"},"fontSize":25,"backgroundColor":{"color":{"r":196,"g":196,"b":196,"a":0.6}},"lineHeight":1.19,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">The Importance of Credit Ratings: Why They Matter<\/span>","x":44,"y":259,"width":325,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":64,"basedOn":"6d0c5b67-a24f-46ba-939a-e5b3b56fadf0","marginOffset":-4.274999999999999,"id":"a69bbd71-3d24-4564-bdc3-7ab7c2cccf05","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Alice"},"fontSize":20,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"left","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">1. Access to Loans<\/span>\n<span style=\"color: #fff\">2. Interest Rates<\/span>\n<span style=\"color: #fff\">3. Insurance Premiums<\/span>\n<span style=\"color: #fff\">4. Promote transparency<\/span>\n<span style=\"color: #fff\">5. Help manage risk<\/span>","x":92,"y":378,"width":228,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":118,"id":"bafe709d-6310-48f8-8093-15cb860a13a9","marginOffset":0.6187499999999986,"type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"73ecfb18-1853-4244-99f5-580184f4fd1d","animations":[{"id":"88392390-11c6-430d-84cf-29ef66e71008","type":"effect-fly-in","flyInDir":"bottomToTop","duration":1200,"delay":0,"targets":["a69bbd71-3d24-4564-bdc3-7ab7c2cccf05"]},{"id":"1e42a18f-2d33-41b9-a05c-d190335c8650","type":"effect-fade-in","duration":2000,"delay":0,"targets":["bafe709d-6310-48f8-8093-15cb860a13a9"]},{"id":"fd456e4c-9408-4aa5-b328-931532ccab75","type":"effect-background-zoom","zoomDirection":"scaleIn","duration":2000,"delay":0,"targets":["2c5f59f0-ad2b-40b1-ac9f-dd0f3581d197"]}],"defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"4115d16a-5f00-498e-88d1-11f100f330d2"},"pageAttachment":{"url":"https:\/\/www.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings","icon":"","needsProxy":false}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":330,"height":220,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"015768fb-14b1-46d1-b2fe-38842556c0c1","scale":121,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":5184,"height":3456,"sizes":{"full":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=5184&h=3456&fit=max","mimeType":"image\/jpeg","width":5184,"height":3456},"large":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=4147&h=2765&fit=max","mimeType":"image\/jpeg","width":4147,"height":2765},"3110_2073":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=3110&h=2073&fit=max","mimeType":"image\/jpeg","width":3110,"height":2073},"2073_1382":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=2073&h=1382&fit=max","mimeType":"image\/jpeg","width":2073,"height":1382},"1036_691":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=1036&h=691&fit=max","mimeType":"image\/jpeg","width":1036,"height":691},"web_stories_thumbnail":{"file":"media\/unsplash:Q59HmzK38eQ","sourceUrl":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=340&h=227&fit=max","mimeType":"image\/jpeg","width":340,"height":227}},"isPlaceholder":false,"isExternal":true,"needsProxy":false,"id":"media\/unsplash:Q59HmzK38eQ","baseColor":"#f3f3d9","blurHash":"LdLq2+?b-:tR00t6x]kDyEX8a#Rj","creationDate":"2019-07-13T10:30:59Z","src":"https:\/\/images.unsplash.com\/photo-1563013544-824ae1b704d3?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHwyfHxjcmVkaXQlMjBjYXJkfGVufDB8fHx8MTY5NTU3MTg1Nnww&ixlib=rb-4.0.3&fm=jpg&w=5184&h=3456&fit=max","alt":"person using laptop computer holding card","attribution":{"author":{"displayName":"rupixen.com","url":"https:\/\/unsplash.com\/@rupixen?utm_source=web_stories_wordpress&utm_medium=referral"},"registerUsageUrl":"https:\/\/media3p.googleapis.com\/v1\/media:registerUsage?token=AdM%2BFxewaGbSQmWnVTPnuy5Z5Lwy2pqHcONMFwTEQZds8Qi41wk0fMH6UrKVX1t%2B7UrqSVqkU0ib08bhUvxe9Zsl9SxlD4uf3a6ESYt6xwvS%2Bdm9lq2D4qlkDDYVfvXHkjIVKjiGm2%2B7uMDr0MXiAJS%2BDm6Sf8VXa67gTi\/dyoylSDYP\/Q2MLCdXDBwCnbbWaB\/1Zgj6R\/mLFYhPYvForFLkG8e1TiAZ7FmJ4m5HkygjzviPugo9oBoU3C8%3D"}},"overlay":{"type":"linear","rotation":0,"stops":[{"color":{"r":0,"g":0,"b":0,"a":0},"position":0},{"color":{"r":0,"g":0,"b":0,"a":1},"position":1}],"alpha":0.7}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"width":157,"height":69,"x":128,"y":55,"mask":{"type":"rectangle"},"border":{"left":0,"right":0,"top":0,"bottom":0,"lockedWidth":true,"color":{"color":{"r":0,"g":0,"b":0}}},"borderRadius":{"topLeft":10,"topRight":10,"bottomRight":10,"bottomLeft":10,"locked":true},"basedOn":"d46f8938-9e92-4491-988c-190f2350c861","id":"db13e427-a8db-47d7-8180-39eab0ade789","type":"shape"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":96,"height":96,"sizes":{"widget_post_thumb":{"file":"ntt-logo-02-80x80.png","width":80,"height":80,"filesize":1728,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png"},"web-stories-publisher-logo":{"file":"ntt-logo-02-96x96.png","width":96,"height":96,"filesize":1048,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png"},"full":{"file":"ntt-logo-02.png","width":96,"height":96,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#646464","blurHash":"U242rLMwRjo%yGj?j[kC00xwt6V;D4WEWBV?","creationDate":"2023-07-05T10:28:51","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png","id":3133,"alt":"ntt-logo-02","local":false,"provider":"local"},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"width":118,"height":69,"x":147,"y":55,"mask":{"type":"rectangle"},"basedOn":"3cdd8cab-1940-4dec-9250-095840f4dca4","id":"dca3a88b-fa50-4aa2-b5d2-c33792a572f9","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Alegreya"},"fontSize":25,"backgroundColor":{"color":{"r":196,"g":196,"b":196,"a":0.6}},"lineHeight":1.19,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">Factors that Affect Credit Ratings&nbsp;<\/span>","x":44,"y":245,"width":325,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":64,"basedOn":"6d0c5b67-a24f-46ba-939a-e5b3b56fadf0","marginOffset":-4.274999999999999,"id":"9fc61401-f621-4efa-bb1f-22dbfe83f42c","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Alice"},"fontSize":20,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"left","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">1. Financial performance<\/span>\n<span style=\"color: #fff\">2. Debt-to-equity ratio<\/span>\n<span style=\"color: #fff\">3. Market conditions<\/span>\n<span style=\"color: #fff\">4. Industry trends<\/span>\n<span style=\"color: #fff\">5. Political and regulatory environment<\/span>","x":97,"y":352,"width":267,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":143,"id":"d1fb86ec-27b6-4bc0-add1-721a90c44f46","marginOffset":0.6187499999999986,"type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"efe6bdb1-1651-42f4-8ae3-b18d2ed888de","animations":[{"id":"55ad097c-056a-4d4f-bb2d-dc7f713fba83","type":"effect-fly-in","flyInDir":"bottomToTop","duration":1200,"delay":0,"targets":["9fc61401-f621-4efa-bb1f-22dbfe83f42c"]},{"id":"b3e49c76-969f-4056-b7f0-b14fc5467e6e","type":"effect-fade-in","duration":2000,"delay":0,"targets":["d1fb86ec-27b6-4bc0-add1-721a90c44f46"]},{"id":"3a4fcb04-98ae-412b-9a09-6a9a140ca524","type":"effect-background-zoom","zoomDirection":"scaleIn","duration":2000,"delay":0,"targets":["015768fb-14b1-46d1-b2fe-38842556c0c1"]}],"defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"ba61b894-21a3-496b-9dd2-64392c0e61d5"},"pageAttachment":{"url":"https:\/\/www.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings","icon":"","needsProxy":false}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"a412bf95-798b-4479-bed2-fc2012d9a259"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":1201,"height":629,"sizes":{"medium_large":{"file":"image-6-768x402.png","width":768,"height":402,"filesize":227831,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-768x402.png"},"post-thumbnail":{"file":"image-6-250x131.png","width":250,"height":131,"filesize":31961,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-250x131.png"},"featured_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"post_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"single_thumb":{"file":"image-6-740x388.png","width":740,"height":388,"filesize":214008,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-740x388.png"},"grid_thumb":{"file":"image-6-355x186.png","width":355,"height":186,"filesize":58043,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-355x186.png"},"widget_post_thumb":{"file":"image-6-80x42.png","width":80,"height":42,"filesize":5020,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-80x42.png"},"web-stories-poster-portrait":{"file":"image-6-640x629.png","width":640,"height":629,"filesize":136529,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-640x629.png"},"web-stories-publisher-logo":{"file":"image-6-96x96.png","width":96,"height":96,"filesize":9755,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-96x96.png"},"web-stories-thumbnail":{"file":"image-6-150x79.png","width":150,"height":79,"filesize":14369,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6-150x79.png"},"full":{"file":"image-6.png","width":1201,"height":629,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#9ca8c0","blurHash":"UFAn4rRhNz%%4T%NxuMxS%IobcxuxCr;s:bJ","creationDate":"2023-09-25T06:36:24","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/image-6.png","id":3352,"alt":"image","local":false},"x":0,"y":156,"width":412,"height":204,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"basedOn":"921cfe3b-eeb0-498a-bcdf-473ea77459f8","id":"ae7f4d86-a908-4069-8260-18b12ca4969a","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Anton"},"fontSize":28,"backgroundColor":{"color":{"r":196,"g":196,"b":196,"a":0.6}},"lineHeight":1.19,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"Swipe Up","x":132,"y":481,"width":148,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":42,"basedOn":"f8f21928-6c15-46c7-a055-e97dc491285c","marginOffset":0.5075000000000003,"id":"9bc47c8f-6c87-4dff-91c9-d657d6e1ff68","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"HIGHLIGHT","font":{"family":"Roboto"},"fontSize":24,"backgroundColor":{"color":{"r":196,"g":196,"b":196,"a":0.6}},"lineHeight":1.19,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":true,"horizontal":8,"vertical":4},"content":"<span style=\"font-weight: 700\">To Know More<\/span>","x":115,"y":437,"width":180,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":36,"basedOn":"28c4d6f5-7b17-41f4-88c7-0caf2324e523","marginOffset":0.453125,"id":"6f6b5448-cd28-431c-8d9c-1af1b0d3a444","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":96,"height":96,"sizes":{"widget_post_thumb":{"file":"ntt-logo-02-80x80.png","width":80,"height":80,"filesize":1728,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png"},"web-stories-publisher-logo":{"file":"ntt-logo-02-96x96.png","width":96,"height":96,"filesize":1048,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png"},"full":{"file":"ntt-logo-02.png","width":96,"height":96,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#646464","blurHash":"U242rLMwRjo%yGj?j[kC00xwt6V;D4WEWBV?","creationDate":"2023-07-05T10:28:51","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png","id":3133,"alt":"ntt-logo-02","local":false,"provider":"local"},"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"width":118,"height":69,"x":147,"y":55,"mask":{"type":"rectangle"},"basedOn":"3a43ff23-3bc9-4b0e-bfeb-7c7986dccbcb","id":"c873b344-9de8-46cb-ac54-880cc386aad0","type":"image"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"86997a76-e6b8-434e-870c-bf6ee2b116f8","animations":[{"id":"4b1a33c4-2bb7-4e78-8cc1-1dac33b222db","type":"effect-pulse","scale":0.5,"iterations":1,"duration":1450,"delay":0,"targets":["ae7f4d86-a908-4069-8260-18b12ca4969a"]},{"id":"b7f1a803-24ab-40eb-b287-f3d154e79d0e","type":"effect-pulse","scale":0.5,"iterations":1,"duration":1450,"delay":0,"targets":["9bc47c8f-6c87-4dff-91c9-d657d6e1ff68"]},{"id":"2b7ae8c1-2b94-482b-aa91-a2f48de1dcdc","type":"effect-fly-in","flyInDir":"leftToRight","duration":2100,"delay":0,"targets":["6f6b5448-cd28-431c-8d9c-1af1b0d3a444"]}],"pageAttachment":{"url":"https:\/\/www.nttdatapay.com\/blog\/importance-of-credit-ratings\/?utm_source=credit+ratings","icon":"","needsProxy":false}},{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":204,"height":306,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"cd62301b-95e0-4c4a-96d0-803a4618e4a0","scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":408,"height":612,"sizes":{"post-thumbnail":{"file":"what-is-accurate-accounting-first-page-93x140.jpg","width":93,"height":140,"filesize":5154,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-93x140.jpg"},"featured_thumb":{"file":"what-is-accurate-accounting-first-page-276x414.jpg","width":276,"height":414,"filesize":16270,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-276x414.jpg"},"post_thumb":{"file":"what-is-accurate-accounting-first-page-276x414.jpg","width":276,"height":414,"filesize":16270,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-276x414.jpg"},"single_thumb":{"file":"what-is-accurate-accounting-first-page-276x414.jpg","width":276,"height":414,"filesize":16270,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-276x414.jpg"},"grid_thumb":{"file":"what-is-accurate-accounting-first-page-133x199.jpg","width":133,"height":199,"filesize":7220,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-133x199.jpg"},"widget_post_thumb":{"file":"what-is-accurate-accounting-first-page-53x80.jpg","width":53,"height":80,"filesize":3406,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-53x80.jpg"},"web-stories-publisher-logo":{"file":"what-is-accurate-accounting-first-page-96x96.jpg","width":96,"height":96,"filesize":4490,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-96x96.jpg"},"web-stories-thumbnail":{"file":"what-is-accurate-accounting-first-page-150x225.jpg","width":150,"height":225,"filesize":8124,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page-150x225.jpg"},"full":{"file":"what-is-accurate-accounting-first-page.jpg","width":408,"height":612,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#d9dad9","blurHash":"UfNm=?9FIUt7~qt7RjWCWBogWCfkWBWBofj[","creationDate":"2023-07-05T10:13:49","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-is-accurate-accounting-first-page.jpg","id":3128,"alt":"what is accurate accounting first page","local":false},"overlay":{"color":{"r":0,"g":0,"b":0,"a":0.5}}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":640,"height":853,"sizes":{"post-thumbnail":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-105x140.jpg","width":105,"height":140,"filesize":7290,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-105x140.jpg"},"featured_thumb":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg","width":311,"height":414,"filesize":19581,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg"},"post_thumb":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg","width":311,"height":414,"filesize":19581,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg"},"single_thumb":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg","width":311,"height":414,"filesize":19581,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-311x414.jpg"},"grid_thumb":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-149x199.jpg","width":149,"height":199,"filesize":9357,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-149x199.jpg"},"widget_post_thumb":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-60x80.jpg","width":60,"height":80,"filesize":5372,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-60x80.jpg"},"web-stories-poster-portrait":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-640x853.jpg","width":640,"height":853,"filesize":45711,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-640x853.jpg"},"web-stories-publisher-logo":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-96x96.jpg","width":96,"height":96,"filesize":6400,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-96x96.jpg"},"web-stories-thumbnail":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-150x200.jpg","width":150,"height":200,"filesize":9455,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page-150x200.jpg"},"full":{"file":"traditional-banks-vs-challenger-banks-vs-neobanks-poster-page.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#172141","blurHash":"U49Q,ZbJ00t7iZoe00Rj00WBx[j[%%WB~qoe","creationDate":"2023-09-21T09:12:06","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/traditional-banks-vs-challenger-banks-vs-neobanks-poster-page.jpg","id":3348,"alt":"traditional banks vs challenger banks vs neobanks poster page","local":false,"provider":"local"},"x":206,"y":93,"width":243,"height":216,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"basedOn":"7f7991d9-2501-472f-8ba8-500413ee816a","id":"e4691982-325d-48da-bbd2-0131ee8f2640","link":{"needsProxy":false,"url":"https:\/\/www.nttdatapay.com\/blog\/web-stories\/traditional-banks-vs-challenger-banks-vs-neobanks\/?utm_source=previous","rel":[],"type":"regular","pageId":null,"icon":null,"desc":null},"type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Fjalla One"},"fontSize":25,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.1,"textAlign":"left","padding":{"vertical":0,"horizontal":0,"locked":true},"x":36,"y":16,"basedOn":"ca367c83-c832-4b59-a700-725dea26e332","content":"<span style=\"color: #fff; text-transform: uppercase\">NTT DATA PAYMENT SERVICE<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"width":226,"height":59,"marginOffset":-3.9208984374999964,"link":{"needsProxy":false,"url":"https:\/\/www.nttdatapay.com\/","rel":[],"type":"regular","pageId":null,"icon":"","desc":"NTT Data Payment Service"},"id":"0892f7a8-856e-4d09-a4e9-58888b60888a","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto"},"fontSize":15,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.4,"textAlign":"left","padding":{"vertical":0,"horizontal":0,"locked":true},"content":"<span style=\"color: #fff\">Traditional Banks vs Challenger Banks vs Neobanks<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"width":133,"height":60,"basedOn":"03ddd2c3-5c17-4ecd-a9e5-8436e8ff2c5a","x":60,"y":175,"marginOffset":3.421875,"link":{"needsProxy":false,"url":"https:\/\/www.nttdatapay.com\/blog\/web-stories\/traditional-banks-vs-challenger-banks-vs-neobanks\/?utm_source=previous","rel":[],"type":"regular","pageId":null,"icon":"https:\/\/crowdwavetrust.org\/blog\/wp-content\/uploads\/2023\/07\/innovative-ideas-for-ngos-supporting-cause-poster-page.jpg","desc":""},"id":"b7ba11b8-b669-4cbf-b1ef-7b8922fc9dde","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Fjalla One"},"fontSize":23,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.1,"textAlign":"left","padding":{"vertical":0,"horizontal":0,"locked":true},"content":"<span style=\"color: #fff; text-transform: uppercase\">LAtest Story<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"width":148,"height":29,"basedOn":"a697de85-d4f3-4957-bee2-1411f78b2129","x":252,"y":49,"id":"df935460-7537-42ad-9719-e5c7043fc5fb","marginOffset":-3.6072265624999993,"type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/png","width":96,"height":96,"sizes":{"widget_post_thumb":{"file":"ntt-logo-02-80x80.png","width":80,"height":80,"filesize":1728,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png"},"web-stories-publisher-logo":{"file":"ntt-logo-02-96x96.png","width":96,"height":96,"filesize":1048,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png"},"full":{"file":"ntt-logo-02.png","width":96,"height":96,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#646464","blurHash":"U242rLMwRjo%yGj?j[kC00xwt6V;D4WEWBV?","creationDate":"2023-07-05T10:28:51","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png","id":3133,"alt":"ntt-logo-02","local":false,"provider":"local"},"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"width":115,"height":51,"x":262,"y":-25,"mask":{"type":"rectangle"},"border":{"left":0,"right":0,"top":0,"bottom":0,"lockedWidth":true,"color":{"color":{"r":0,"g":0,"b":0}}},"borderRadius":{"topLeft":10,"topRight":10,"bottomRight":10,"bottomLeft":10,"locked":true},"basedOn":"43c45dcf-c698-4f28-8366-68cc4e569766","id":"a2e1a63e-f491-4a17-8691-5b4720d4a5ab","type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":false,"scale":100,"focalX":50,"focalY":50,"resource":{"type":"image","mimeType":"image\/jpeg","width":640,"height":853,"sizes":{"post-thumbnail":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-105x140.jpg","width":105,"height":140,"filesize":6592,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-105x140.jpg"},"featured_thumb":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg","width":311,"height":414,"filesize":17654,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg"},"post_thumb":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg","width":311,"height":414,"filesize":17654,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg"},"single_thumb":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg","width":311,"height":414,"filesize":17654,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-311x414.jpg"},"grid_thumb":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-149x199.jpg","width":149,"height":199,"filesize":8486,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-149x199.jpg"},"widget_post_thumb":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-60x80.jpg","width":60,"height":80,"filesize":5143,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-60x80.jpg"},"web-stories-poster-portrait":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-640x853.jpg","width":640,"height":853,"filesize":42245,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-640x853.jpg"},"web-stories-publisher-logo":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-96x96.jpg","width":96,"height":96,"filesize":6055,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-96x96.jpg"},"web-stories-thumbnail":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page-150x200.jpg","width":150,"height":200,"filesize":8485,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page-150x200.jpg"},"full":{"file":"online-pharmacies-importance-of-secure-payment-gateways-poster-page.jpg","width":640,"height":853,"mimeType":"image\/jpeg","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page.jpg"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#0d193d","blurHash":"U48N-Ds$00tm~pRi00WC00bK_NV@9Fxu~pad","creationDate":"2023-09-15T06:42:53","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/online-pharmacies-importance-of-secure-payment-gateways-poster-page.jpg","id":3340,"alt":"online pharmacies importance of secure payment gateways poster page","local":false,"provider":"local"},"x":203,"y":355,"width":243,"height":216,"mask":{"type":"rectangle","showInLibrary":true,"name":"Rectangle","path":"M 0,0 1,0 1,1 0,1 0,0 Z","ratio":1,"supportsBorder":true},"basedOn":"7f7991d9-2501-472f-8ba8-500413ee816a","id":"2778d6ef-a9bf-4016-b348-3c24d54b5ab1","link":{"needsProxy":false,"url":"https:\/\/www.nttdatapay.com\/blog\/web-stories\/online-pharmacies-importance-of-secure-payment-gateways\/?utm_source=previous","rel":[],"type":"regular","pageId":null,"icon":null,"desc":null},"type":"image"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto"},"fontSize":15,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.4,"textAlign":"left","padding":{"vertical":0,"horizontal":0,"locked":true},"content":"<span style=\"color: #fff\">Online Pharmacies: Importance of Secure Payment Gateways<\/span>","borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"width":133,"height":80,"basedOn":"03ddd2c3-5c17-4ecd-a9e5-8436e8ff2c5a","x":57,"y":437,"marginOffset":3.421875,"link":{"needsProxy":false,"url":"https:\/\/www.nttdatapay.com\/blog\/web-stories\/online-pharmacies-importance-of-secure-payment-gateways\/?utm_source=previous","rel":[],"type":"regular","pageId":null,"icon":"https:\/\/crowdwavetrust.org\/blog\/wp-content\/uploads\/2023\/07\/innovative-ideas-for-ngos-supporting-cause-poster-page.jpg","desc":""},"id":"73e9d15f-75ed-46bc-b7d2-d9398b622f5c","type":"text"}],"backgroundColor":{"color":{"r":255,"g":255,"b":255}},"id":"6ff8f5f9-ccc3-43f9-bd16-f47c8ce59bf8","animations":[{"id":"20e98d6e-4f6e-43c8-8fce-164b10545bdf","type":"effect-fly-in","flyInDir":"rightToLeft","duration":2200,"delay":0,"targets":["e4691982-325d-48da-bbd2-0131ee8f2640"]},{"id":"075f3979-1819-425c-b243-dcd6ada1d209","type":"effect-fade-in","duration":2500,"delay":0,"targets":["0892f7a8-856e-4d09-a4e9-58888b60888a"]},{"id":"0ca131f2-a8cb-4111-a704-ebaae028ac6f","type":"effect-fade-in","duration":2500,"delay":0,"targets":["b7ba11b8-b669-4cbf-b1ef-7b8922fc9dde"]},{"id":"fa50ba64-9ae8-4432-9f00-ce623fec3349","type":"effect-fly-in","flyInDir":"rightToLeft","duration":2200,"delay":0,"targets":["2778d6ef-a9bf-4016-b348-3c24d54b5ab1"]},{"id":"3609f5e9-14a1-4841-8514-dad4f255736e","type":"effect-fade-in","duration":2500,"delay":0,"targets":["73e9d15f-75ed-46bc-b7d2-d9398b622f5c"]}],"defaultBackgroundElement":{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":1,"y":1,"width":1,"height":1,"mask":{"type":"rectangle"},"isBackground":true,"isDefaultBackground":true,"type":"shape","id":"3687d3d9-872b-478d-8be8-591fb11b2934"}}],"fonts":{"Oswald":{"family":"Oswald","fallbacks":["sans-serif"],"weights":[200,300,400,500,600,700],"styles":["regular"],"variants":[[0,200],[0,300],[0,400],[0,500],[0,600],[0,700]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":1193,"des":-289,"tAsc":1193,"tDes":-289,"tLGap":0,"wAsc":1325,"wDes":377,"xH":578,"capH":810,"yMin":-287,"yMax":1297,"hAsc":1193,"hDes":-289,"lGap":0}},"Roboto":{"family":"Roboto","fallbacks":["sans-serif"],"weights":[100,300,400,500,700,900],"styles":["italic","regular"],"variants":[[0,100],[1,100],[0,300],[1,300],[0,400],[1,400],[0,500],[1,500],[0,700],[1,700],[0,900],[1,900]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":1900,"des":-500,"tAsc":1536,"tDes":-512,"tLGap":102,"wAsc":1946,"wDes":512,"xH":1082,"capH":1456,"yMin":-555,"yMax":2163,"hAsc":1900,"hDes":-500,"lGap":0}},"Alegreya":{"family":"Alegreya","fallbacks":["serif"],"weights":[400,500,600,700,800,900],"styles":["regular","italic"],"variants":[[0,400],[0,500],[0,600],[0,700],[0,800],[0,900],[1,400],[1,500],[1,600],[1,700],[1,800],[1,900]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":1016,"des":-345,"tAsc":1016,"tDes":-345,"tLGap":0,"wAsc":1123,"wDes":345,"xH":452,"capH":637,"yMin":-293,"yMax":962,"hAsc":1016,"hDes":-345,"lGap":0}},"Alice":{"family":"Alice","fallbacks":["serif"],"weights":[400],"styles":["regular"],"variants":[[0,400]],"service":"fonts.google.com","metrics":{"upm":1000,"asc":909,"des":-234,"tAsc":909,"tDes":-234,"tLGap":0,"wAsc":868,"wDes":323,"xH":453,"capH":631,"yMin":-323,"yMax":849,"hAsc":909,"hDes":-234,"lGap":0}},"Anton":{"family":"Anton","fallbacks":["sans-serif"],"weights":[400],"styles":["regular"],"variants":[[0,400]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":2409,"des":-674,"tAsc":2409,"tDes":-674,"tLGap":0,"wAsc":2876,"wDes":674,"xH":1500,"capH":1760,"yMin":-667,"yMax":2874,"hAsc":2409,"hDes":-674,"lGap":0}},"Fjalla One":{"family":"Fjalla One","fallbacks":["sans-serif"],"weights":[400],"styles":["regular"],"variants":[[0,400]],"service":"fonts.google.com","metrics":{"upm":2048,"asc":2066,"des":-508,"tAsc":2066,"tDes":-508,"tLGap":0,"wAsc":2702,"wDes":608,"xH":1377,"capH":1708,"yMin":-531,"yMax":2702,"hAsc":2066,"hDes":-508,"lGap":0}}},"autoAdvance":true,"defaultPageDuration":5,"currentStoryStyles":{"colors":[]}},"story_poster":{"id":3353,"url":"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/09\/importance-of-credit-ratings-poster-page-640x853.jpg","width":640,"height":853,"needsProxy":false},"_links":{"self":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web-story\/3351","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web-story"}],"about":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/wp\/v2\/types\/web-story"}],"author":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web-story\/3351\/revisions"}],"predecessor-version":[{"id":3354,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web-story\/3351\/revisions\/3354"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/media\/3353"}],"wp:attachment":[{"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/media?parent=3351"}],"wp:term":[{"taxonomy":"web_story_category","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web_story_category?post=3351"},{"taxonomy":"web_story_tag","embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web_story_tag?post=3351"}],"wp:lock":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/web-story\/3351\/lock"}],"wp:publisherlogo":[{"embeddable":true,"href":"https:\/\/in.nttdatapay.com\/blog\/wp-json\/web-stories\/v1\/media\/1979"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}