{"id":3244,"date":"2023-08-06T06:29:55","date_gmt":"2023-08-06T00:59:55","guid":{"rendered":"https:\/\/in.nttdatapay.com\/blog\/?post_type=web-story&#038;p=3244"},"modified":"2023-08-06T06:29:55","modified_gmt":"2023-08-06T00:59:55","slug":"what-are-ach-payments-how-do-ach-payments-work","status":"publish","type":"web-story","link":"https:\/\/in.nttdatapay.com\/blog\/web-stories\/what-are-ach-payments-how-do-ach-payments-work\/","title":{"rendered":"What Are Ach Payments? | How Do Ach Payments Work?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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publisher-logo-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/01\/ntt-logo-02-2.png\" title=\"What Are Ach Payments? | How Do Ach Payments Work?\" poster-portrait-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/what-are-ach-payments-how-do-ach-payments-work-poster-page-640x853.jpg\"><amp-story-page id=\"9091e42b-ca1e-4ec8-aa51-0e6c77cdad28\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-7ae3d645-9cf3-4aac-8f47-70ea2bfe6f9e\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#112055\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-76d663d0-1f27-495d-8137-edc5038d3ac0\">\n<div style=\"position:absolute;width:338.79239%;height:100%;left:-196.31928%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1.png\" alt=\"image\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1.png 768w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-740x388.png 740w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-355x186.png 355w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-250x131.png 250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-150x79.png 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-80x42.png 80w\" sizes=\"(min-width: 1024px) 153vh, 339vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:24.75728%;top:35.27508%;width:50.97087%;height:35.76052%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.9523809523809524% 0.9523809523809524% 0.9523809523809524% 0.9523809523809524% \/ 0.904977375565611% 0.904977375565611% 0.904977375565611% 0.904977375565611%\" id=\"el-dfb93ebb-227c-4049-bc7a-1da5d7acdc32\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.349999999999999% 0;font-family:&quot;Oswald&quot;,sans-serif;font-size:0.566343em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">What Are Ach Payments?&nbsp;<\/span><br \/>\n<span style=\"color: #fff\">How Do Ach Payments Work?<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:65.53398%;top:81.39159%;width:29.61165%;height:3.8835%;opacity:1\">\n<div id=\"anim-7ae3d645-9cf3-4aac-8f47-70ea2bfe6f9e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.639344262295082% 1.639344262295082% 1.639344262295082% 1.639344262295082% \/ 8.333333333333332% 8.333333333333332% 8.333333333333332% 8.333333333333332%\" id=\"el-8640f829-6150-4f21-9e8e-5b5f6889ebc1\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.8698770491803278% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">TAPE HERE<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 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style=\"position:absolute;pointer-events:none;left:10.43689%;top:42.55663%;width:78.8835%;height:5.33981%;opacity:1\">\n<div id=\"anim-302a7b0e-5d1c-4a16-b013-921afc1a934a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-a33ea179-c6f8-4ae7-bc58-a716ef622b6e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 1249.15737%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 6.0606060606060606% 6.0606060606060606% 6.0606060606060606% 6.0606060606060606%\" id=\"el-cd7ca57a-2e5f-4f9f-8ab4-3066edac3eb4\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">What Are Ach Payments?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:18.20388%;top:54.04531%;width:65.53398%;height:25.56634%;opacity:1\">\n<div id=\"anim-dd418ca6-14f8-45eb-ae4f-d284a1d219b1\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7407407407407408% 0.7407407407407408% 0.7407407407407408% 0.7407407407407408% \/ 1.2658227848101267% 1.2658227848101267% 1.2658227848101267% 1.2658227848101267%\" id=\"el-cdfcbe41-15b8-4f93-93c0-68e0657e0cc9\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11458333333333308% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">ACH Payments, or Automated Clearing House Payments, revolutionised the electronic transfer of cash between bank accounts.<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/what-are-ach-payments-and-how-it-works\/?utm_source=ach+payment\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"4923aa66-2110-47a2-9782-9571bb285814\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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srcSet=\"https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=5472&amp;h=3648&amp;fit=max 5472w,https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4377&amp;h=2918&amp;fit=max 4377w,https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3283&amp;h=2189&amp;fit=max 3283w,https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2188&amp;h=1459&amp;fit=max 2188w,https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1094&amp;h=729&amp;fit=max 1094w,https:\/\/images.unsplash.com\/photo-1631005551863-8168afd249e7?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw3MXx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTg4Mjh8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 150vh, 333vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-eed7a80e-cdcd-4827-a1d3-d392c319eeca\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-29633ac4-aa02-4f46-8a25-399517f706d4\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:36.08414%;width:78.8835%;height:5.33981%;opacity:1\">\n<div id=\"anim-758904c4-f813-4a42-b2b6-dc26ca546e3f\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-0f26bc9c-ffa5-4ce5-9910-f41732d82b39\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 1370.36936%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 6.0606060606060606% 6.0606060606060606% 6.0606060606060606% 6.0606060606060606%\" id=\"el-fccfad0c-b9ee-4f6a-a58a-6c71b89ba84a\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">How Does Ach Work In India?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.23301%;top:48.54369%;width:65.53398%;height:29.77346%;opacity:1\">\n<div id=\"anim-856d6b0f-5e31-4b47-8cf3-13886d7e11e9\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7407407407407408% 0.7407407407407408% 0.7407407407407408% 0.7407407407407408% \/ 1.0869565217391304% 1.0869565217391304% 1.0869565217391304% 1.0869565217391304%\" id=\"el-1e078ed0-6d6b-498f-9a45-d06c118e3413\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11458333333333308% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">The National Electronic Clearing System (NECS), a centralised clearing system operated by the Reserve Bank of India (RBI), processes ACH payments in India.<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/what-are-ach-payments-and-how-it-works\/?utm_source=ach+payment\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"b4433fb3-2947-456d-978c-11e88e6ec5aa\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-2b7da985-adc8-449a-a4a5-ccad593e42c6\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" 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0)\"]},\"delay\":0,\"duration\":2100,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-474d3eba-79cc-4532-bd77-9a47710ed0a1\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div 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740w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-355x186.png 355w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-250x131.png 250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-150x79.png 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-80x42.png 80w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:32.03883%;top:77.83172%;width:35.92233%;height:6.79612%;opacity:1\">\n<div id=\"anim-4be15ac0-94aa-4a1c-8ba5-0d98fda26939\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.3513513513513513% 1.3513513513513513% 1.3513513513513513% 1.3513513513513513% \/ 4.761904761904762% 4.761904761904762% 4.761904761904762% 4.761904761904762%\" id=\"el-65b1a665-e604-4828-bf7a-47bbfdb186d9\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.9832400760135136% 0;font-family:&quot;Anton&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span>Swipe Up<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:27.91262%;top:70.71197%;width:43.68932%;height:5.82524%;opacity:1\">\n<div id=\"anim-e9c0282c-e795-4021-9f88-06a0684ef284\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-aa1da3af-d4ae-4563-8e7c-c983e28dd62a\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-163.88889%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.1111111111111112% 1.1111111111111112% 1.1111111111111112% 1.1111111111111112% \/ 5.555555555555555% 5.555555555555555% 5.555555555555555% 5.555555555555555%\" id=\"el-865d1108-f77f-4c80-90b3-62933d5bc431\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:rgba(196,196,196,0.6);-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:2.2222222222222223% 4.444444444444445%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">To Know More<\/span><\/span><\/span><\/h3>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span 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style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c14d8d3d-164b-4800-8f1f-dbc655a07dc4\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/what-are-ach-payments-and-how-it-works\/?utm_source=ach+payment\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"f65e48e6-d87d-4e81-8f2a-300f0ddac929\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-5307fca1-f3f4-4994-a916-7a45d9a00d92\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-cfd0db73-14e8-4b05-b140-72a138740b73\",\"keyframes\":{\"transform\":[\"translate3d(93.38844%, 0px, 0)\",\"translate3d(0px, 0px, 0)\"]},\"delay\":0,\"duration\":2200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation 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style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-8172aebc-5789-4ab4-9a89-278bc02e2d02\"><a href=\"https:\/\/www.nttdatapay.com\/\" data-tooltip-text=\"NTT Data Payment Service\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6263416034345043% 0;font-family:&quot;Fjalla One&quot;,sans-serif;font-size:0.404531em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #141414; text-transform: uppercase\">NTT DATA PAYMENT SERVICE<\/span><\/span><\/h3>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:80.42071%;width:84.46602%;height:6.14887%;opacity:1\">\n<div id=\"anim-85913b08-bf3f-464a-8357-31e84df9f764\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5747126436781609% 0.5747126436781609% 0.5747126436781609% 0.5747126436781609% \/ 5.263157894736842% 5.263157894736842% 5.263157894736842% 5.263157894736842%\" id=\"el-8d13bebf-c787-44c4-b859-a0984c34855e\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.4916487068965517% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.242718em;line-height:1.4;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #141414\">Can We Improve Your Credit Score By Paying Bills On Time?<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:-0.32362%;width:47.3301%;height:6.14887%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.0256410256410255% 1.0256410256410255% 1.0256410256410255% 1.0256410256410255% \/ 5.263157894736842% 5.263157894736842% 5.263157894736842% 5.263157894736842%\" id=\"el-f5f853e9-81b4-4043-a2d8-119d6fc81119\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:1.2064302884615385% 0;font-family:&quot;Fjalla One&quot;,sans-serif;font-size:0.485437em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #141414; text-transform: uppercase\">PREVIOUS Story<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:63.59223%;top:-4.04531%;width:27.91262%;height:8.25243%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:8.695652173913043% 8.695652173913043% 8.695652173913043% 8.695652173913043% \/ 19.607843137254903% 19.607843137254903% 19.607843137254903% 19.607843137254903%\" class=\"mask\" id=\"el-53d8b346-dce7-4222-b57c-63c639fdb21a\">\n<div style=\"position:absolute;width:100%;height:225.49011%;left:0%;top:-62.74505%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 28vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/can-we-improve-your-credit-score-by-paying-bills-on-time\/\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><\/amp-story><\/body><\/html><\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>Are you curious about ACH payments and how they work? 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--><\/p>\n","protected":false},"author":1,"featured_media":3246,"template":"","meta":{"web_stories_publisher_logo":1979,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-3244","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":47,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":330,"height":173,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"76d663d0-1f27-495d-8137-edc5038d3ac0","scale":100,"focalX":72.70507839789758,"focalY":49.87980889278617,"resource":{"type":"image","mimeType":"image\/png","width":768,"height":403,"sizes":{"post-thumbnail":{"file":"image-1-250x131.png","width":250,"height":131,"filesize":15786,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-250x131.png"},"featured_thumb":{"file":"image-1-740x388.png","width":740,"height":388,"filesize":55214,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-740x388.png"},"post_thumb":{"file":"image-1-740x388.png","width":740,"height":388,"filesize":55214,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-740x388.png"},"single_thumb":{"file":"image-1-740x388.png","width":740,"height":388,"filesize":55214,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-740x388.png"},"grid_thumb":{"file":"image-1-355x186.png","width":355,"height":186,"filesize":24039,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-355x186.png"},"widget_post_thumb":{"file":"image-1-80x42.png","width":80,"height":42,"filesize":3252,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-80x42.png"},"web-stories-poster-portrait":{"file":"image-1-640x403.png","width":640,"height":403,"filesize":11907,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-640x403.png"},"web-stories-publisher-logo":{"file":"image-1-96x96.png","width":96,"height":96,"filesize":5610,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-96x96.png"},"web-stories-thumbnail":{"file":"image-1-150x79.png","width":150,"height":79,"filesize":8521,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1-150x79.png"},"full":{"file":"image-1.png","width":768,"height":403,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#112055","blurHash":"UK9HYKMbRP.TIUg5t8RO8_tSt8IA-;ivaKtm","creationDate":"2023-08-03T10:26:35","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-1.png","id":3245,"alt":"image","local":false,"provider":"local"},"overlay":{"color":{"r":0,"g":0,"b":0,"a":0.5}}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Oswald"},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span 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