{"id":3239,"date":"2023-08-03T15:52:58","date_gmt":"2023-08-03T10:22:58","guid":{"rendered":"https:\/\/in.nttdatapay.com\/blog\/?post_type=web-story&#038;p=3239"},"modified":"2023-08-03T15:52:58","modified_gmt":"2023-08-03T10:22:58","slug":"can-we-improve-your-credit-score-by-paying-bills-on-time","status":"publish","type":"web-story","link":"https:\/\/in.nttdatapay.com\/blog\/web-stories\/can-we-improve-your-credit-score-by-paying-bills-on-time\/","title":{"rendered":"Can We Improve Your Credit Score By Paying Bills On Time?"},"content":{"rendered":"<p><html amp=\"\" lang=\"en\"><head><meta charSet=\"utf-8\"\/><meta name=\"viewport\" content=\"width=device-width,minimum-scale=1,initial-scale=1\"\/><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0.js\"><\/script><script async=\"\" src=\"https:\/\/cdn.ampproject.org\/v0\/amp-story-1.0.js\" custom-element=\"amp-story\"><\/script><link 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publisher-logo-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/01\/ntt-logo-02-2.png\" title=\"Can We Improve Your Credit Score By Paying Bills On Time?\" poster-portrait-src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/can-we-improve-your-credit-score-by-paying-bills-on-time-poster-page.jpg\"><amp-story-page id=\"cf94f769-5f3a-45ad-a6e6-30a6549e9e3a\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-99630225-14ac-4389-9cdb-1f0892935e20\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" 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250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-150x79.png 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-80x42.png 80w\" sizes=\"(min-width: 1024px) 153vh, 339vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-color:rgba(0,0,0,0.5)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:24.75728%;top:35.27508%;width:50.97087%;height:28.64078%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.9523809523809524% 0.9523809523809524% 0.9523809523809524% 0.9523809523809524% \/ 1.1299435028248588% 1.1299435028248588% 1.1299435028248588% 1.1299435028248588%\" id=\"el-41714dd7-e61a-4f91-a376-036b82537fba\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.349999999999999% 0;font-family:&quot;Oswald&quot;,sans-serif;font-size:0.566343em;line-height:1.2;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Can We Improve Your Credit Score By Paying Bills On Time?<\/span><\/span><\/h2>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:65.53398%;top:81.39159%;width:29.61165%;height:3.8835%;opacity:1\">\n<div id=\"anim-99630225-14ac-4389-9cdb-1f0892935e20\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.639344262295082% 1.639344262295082% 1.639344262295082% 1.639344262295082% \/ 8.333333333333332% 8.333333333333332% 8.333333333333332% 8.333333333333332%\" id=\"el-a71270ff-9295-446c-a3b6-77be982352b3\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-1.8698770491803278% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.323625em;line-height:1.4;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">TAPE HERE<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 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style=\"position:absolute;pointer-events:none;left:11.65049%;top:36.08414%;width:78.8835%;height:10.35599%;opacity:1\">\n<div id=\"anim-33f94efd-88db-4657-a45b-28bb7526d5a6\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-3d9f46c2-4a2d-47c0-b922-4b0f5fa3d52e\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 706.59705%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-0d847b18-5254-4801-acc4-8f9c607774b5\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">Factors Influencing Your Credit Score<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:18.20388%;top:52.75081%;width:65.53398%;height:25.40453%;opacity:1\">\n<div id=\"anim-93888939-3b13-45c8-8f6c-cdedfa8c7c1c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7407407407407408% 0.7407407407407408% 0.7407407407407408% 0.7407407407407408% \/ 1.2738853503184715% 1.2738853503184715% 1.2738853503184715% 1.2738853503184715%\" id=\"el-06e35295-86dd-46b0-92dd-6bdf8646983b\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11458333333333308% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">1. Payment History<\/span><br \/>\n<span style=\"color: #fff\">2. Credit Utilisation Ratio<\/span><br \/>\n<span style=\"color: #fff\">3. Length of credit history<\/span><br \/>\n<span style=\"color: #fff\">4. Credit Mix<\/span><br \/>\n<span style=\"color: #fff\">5. New Credit Applications<\/span><br \/>\n<span style=\"color: #fff\">6. Public records<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/how-to-improve-your-credit-score-fast\/?utm_source=improve+credit+score\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"ef0d4405-80ae-49bd-bd22-c10f6e1bb898\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-4e6ebb99-d687-43b6-9493-33f668b808cb\",\"keyframes\":{\"opacity\":[0,1]},\"delay\":0,\"duration\":1200,\"easing\":\"cubic-bezier(0.2, 0.6, 0.0, 1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-450d7a4a-9613-488c-824a-0c5f2b119040\",\"keyframes\":{\"transform\":[\"translate3d(0px, 706.59705%, 0)\",\"translate3d(0px, 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style=\"position:absolute;width:266.63334%;height:100%;left:-83.31667%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4000&amp;h=2667&amp;fit=max\" alt=\"a man holding a wallet in his pocket\" srcSet=\"https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=4000&amp;h=2667&amp;fit=max 4000w,https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=3200&amp;h=2134&amp;fit=max 3200w,https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=2400&amp;h=1600&amp;fit=max 2400w,https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=1600&amp;h=1067&amp;fit=max 1600w,https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=800&amp;h=533&amp;fit=max 800w,https:\/\/images.unsplash.com\/photo-1637262448017-0fbbec87a898?ixid=M3wxMzcxOTN8MHwxfHNlYXJjaHw0NHx8cGF5bWVudHxlbnwwfHx8fDE2OTEwNTc2ODV8MA&amp;ixlib=rb-4.0.3&amp;fm=jpg&amp;w=340&amp;h=227&amp;fit=max 340w\" sizes=\"(min-width: 1024px) 120vh, 267vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<div class=\"element-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<div class=\"page-background-overlay-area\" style=\"background-image:linear-gradient(0.5turn, rgba(0,0,0,0) 0%, rgba(0,0,0,0.7) 100%)\"><\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-1de399e4-102f-4e97-8e24-79260b1986e0\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-8e340369-7337-4500-a669-4b5956462f7d\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:36.08414%;width:78.8835%;height:10.35599%;opacity:1\">\n<div id=\"anim-4e6ebb99-d687-43b6-9493-33f668b808cb\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-450d7a4a-9613-488c-824a-0c5f2b119040\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(0px, 706.59705%, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6153846153846154% 0.6153846153846154% 0.6153846153846154% 0.6153846153846154% \/ 3.125% 3.125% 3.125% 3.125%\" id=\"el-b551adbd-e592-41d6-8af7-7d32422fce4a\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6576923076923075% 0;font-family:&quot;Alegreya&quot;,serif;font-size:0.404531em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span><span style=\"color: #fff\">What Bills Boost Your Credit Score?<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:17.23301%;top:52.75081%;width:65.53398%;height:21.35922%;opacity:1\">\n<div id=\"anim-182ed56f-fae1-4cf7-9aec-374b28d20388\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.7407407407407408% 0.7407407407407408% 0.7407407407407408% 0.7407407407407408% \/ 1.5151515151515151% 1.5151515151515151% 1.5151515151515151% 1.5151515151515151%\" id=\"el-3392066e-894b-40b1-8f03-d23ad89962b4\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.11458333333333308% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.355987em;line-height:1.2;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #fff\">1. Credit Card Payments<\/span><br \/>\n<span style=\"color: #fff\">2. Loan Repayments<\/span><br \/>\n<span style=\"color: #fff\">3. Mortgage Payments<\/span><br \/>\n<span style=\"color: #fff\">4. Utility Bills<\/span><br \/>\n<span style=\"color: #fff\">5. Medical Bills<\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/how-to-improve-your-credit-score-fast\/?utm_source=improve+credit+score\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"b6d07e3d-1748-405a-8ebc-13d6589fc134\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script type=\"application\/json\">[{\"selector\":\"#anim-06ab4b96-72e7-485b-ae30-6b141f6632f4\",\"keyframes\":{\"transform\":[\"scale(1)\",\"scale(1.5)\",\"scale(0.95)\",\"scale(1)\"],\"offset\":[0,0.33,0.66,1]},\"delay\":0,\"duration\":1450,\"easing\":\"ease-in-out\",\"fill\":\"both\",\"iterations\":1}]<\/script><\/amp-story-animation><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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1)\",\"fill\":\"both\"}]<\/script><\/amp-story-animation><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\" style=\"background-color:#fff\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:-9.25926%;width:100%;height:118.51852%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-93922e9a-f7f2-4f24-8880-7d9383225f8f\">\n<div class=\"fill\" style=\"will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-grid-layer template=\"vertical\" aspect-ratio=\"412:618\" class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:0;top:25.24272%;width:100%;height:33.00971%;opacity:1\">\n<div id=\"anim-06ab4b96-72e7-485b-ae30-6b141f6632f4\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-ec409bbf-87bf-47c0-b35d-fbe485b31a5a\">\n<div style=\"position:absolute;width:100%;height:106.23978%;left:0%;top:-3.11989%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image.png\" alt=\"image\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image.png 768w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-740x389.png 740w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-355x187.png 355w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-250x132.png 250w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-150x79.png 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-80x42.png 80w\" sizes=\"(min-width: 1024px) 45vh, 100vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:32.03883%;top:77.83172%;width:35.92233%;height:6.79612%;opacity:1\">\n<div id=\"anim-99f45d70-8ae9-4172-acce-d238c0a72b77\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:scale(1)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.3513513513513513% 1.3513513513513513% 1.3513513513513513% 1.3513513513513513% \/ 4.761904761904762% 4.761904761904762% 4.761904761904762% 4.761904761904762%\" id=\"el-a185eb54-2913-41cb-8220-dd81d60bd74c\">\n<h2 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:2.9832400760135136% 0;font-family:&quot;Anton&quot;,sans-serif;font-size:0.453074em;line-height:1.19;text-align:center;padding:0;color:#000000\"><span>Swipe Up<\/span><\/h2>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:27.91262%;top:70.71197%;width:43.68932%;height:5.82524%;opacity:1\">\n<div id=\"anim-52da1fe2-e909-4f11-a542-65695809fe63\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-be1c27ff-67d9-45eb-89e1-9075daeed147\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(-163.88889%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:1.1111111111111112% 1.1111111111111112% 1.1111111111111112% 1.1111111111111112% \/ 5.555555555555555% 5.555555555555555% 5.555555555555555% 5.555555555555555%\" id=\"el-132dd583-fa4e-4356-8680-0d88254a7102\">\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:rgba(196,196,196,0.6);-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:2.2222222222222223% 4.444444444444445%;text-align:center;border-radius:2px 2px 2px 2px;color:transparent\"><span style=\"font-weight: 700\">To Know More<\/span><\/span><\/span><\/h3>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.388350em;line-height:calc(1.19em + 0.3333333333333333em);text-align:center;padding:0;color:#000000;background-color:rgba(196,196,196,0.6);background:none;position:absolute;top:0;left:0;right:0\" aria-hidden=\"true\"><span style=\"display:block;position:relative;left:0;top:0;margin:-0.12083333333333297% 0;-webkit-box-decoration-break:clone;box-decoration-break:clone\"><span style=\"background-color:rgba(196,196,196,0.6);-webkit-box-decoration-break:clone;box-decoration-break:clone;position:relative;padding:2.2222222222222223% 4.444444444444445%;text-align:center;border-radius:2px 2px 2px 2px;background:none\"><span style=\"font-weight: 700\">To Know More<\/span><\/span><\/span><\/h3>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:31.06796%;top:8.89968%;width:38.1068%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:6.369426751592357% 6.369426751592357% 6.369426751592357% 6.369426751592357% \/ 14.492753623188406% 14.492753623188406% 14.492753623188406% 14.492753623188406%\" class=\"mask\" id=\"el-3fd3e49a-db52-4210-84db-cf9e4490820d\">\n<div class=\"fill\" style=\"background-color:#fff;will-change:transform\"><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:35.67961%;top:8.89968%;width:28.64078%;height:11.16505%;opacity:1\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-c51f9c58-22de-4e81-aa09-2a292b0161e2\">\n<div style=\"position:absolute;width:100%;height:171.01449%;left:0%;top:-35.50725%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 29vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/how-to-improve-your-credit-score-fast\/?utm_source=improve+credit+score\" rel=\"\">Learn more<\/a><\/amp-story-page-outlink><\/amp-story-page><amp-story-page id=\"625439d9-9552-421c-b796-2a0cb1918085\" auto-advance-after=\"4s\"><amp-story-animation layout=\"nodisplay\" trigger=\"visibility\"><script 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class=\"grid-layer\"><\/p>\n<div class=\"page-fullbleed-area\">\n<div class=\"page-safe-area\">\n<div style=\"position:absolute;pointer-events:none;left:45.14563%;top:11.16505%;width:58.73786%;height:56.31068%;opacity:1\">\n<div id=\"anim-2c2f850d-1e5c-4f79-8f91-f575acc6e862\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div id=\"anim-632bc1f3-4bf6-419e-976c-db8a0b7405f7\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:1;--initial-transform:translate3d(93.38844%, 0px, 0)\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0\" class=\"mask\" id=\"el-fb3ea12b-6d06-4dd3-a2b2-add937383442\">\n<div style=\"position:absolute;width:107.89339%;height:100%;left:-3.9467%;top:0%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page.jpg\" alt=\"what makes utr number and transaction id unique poster page\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-640x853.jpg 640w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-311x414.jpg 311w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-150x200.jpg 150w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-149x199.jpg 149w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-105x140.jpg 105w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/what-makes-utr-number-and-transaction-id-unique-poster-page-60x80.jpg 60w\" sizes=\"(min-width: 1024px) 26vh, 59vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:72.65372%;width:75.97087%;height:5.17799%;opacity:1\">\n<div id=\"anim-fc2115bf-8df6-4d91-b003-b760596ff39c\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.6389776357827476% 0.6389776357827476% 0.6389776357827476% 0.6389776357827476% \/ 6.25% 6.25% 6.25% 6.25%\" id=\"el-4311b5d5-b49d-42a0-bda4-2a9db7c28687\"><a href=\"https:\/\/www.nttdatapay.com\/\" data-tooltip-text=\"NTT Data Payment Service\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0\"><\/p>\n<h3 class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:0.6263416034345043% 0;font-family:&quot;Fjalla One&quot;,sans-serif;font-size:0.404531em;line-height:1.1;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #141414; text-transform: uppercase\">NTT DATA PAYMENT SERVICE<\/span><\/span><\/h3>\n<p><\/a><\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:80.42071%;width:84.46602%;height:6.14887%;opacity:1\">\n<div id=\"anim-d55bd786-834f-4ea5-815b-b7d79f71a139\" class=\"animation-wrapper\" style=\"width:100%;height:100%;display:block;position:absolute;top:0;left:0;--initial-opacity:0;--initial-transform:none\">\n<div style=\"pointer-events:initial;width:100%;height:100%;display:block;position:absolute;top:0;left:0;z-index:0;border-radius:0.5747126436781609% 0.5747126436781609% 0.5747126436781609% 0.5747126436781609% \/ 5.263157894736842% 5.263157894736842% 5.263157894736842% 5.263157894736842%\" id=\"el-6b406269-5362-4d22-8e80-0f1c6823991a\">\n<p class=\"fill text-wrapper\" style=\"white-space:pre-line;overflow-wrap:break-word;word-break:break-word;margin:-0.4916487068965517% 0;font-family:&quot;Roboto&quot;,sans-serif;font-size:0.242718em;line-height:1.4;text-align:left;padding:0;color:#000000\"><span><span style=\"color: #141414\">What makes UTR Number and Transaction ID unique for Digital Payments?<\/span><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div style=\"position:absolute;pointer-events:none;left:11.65049%;top:-0.32362%;width:47.3301%;height:6.14887%;opacity:1\">\n<div 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8.695652173913043% 8.695652173913043% 8.695652173913043% \/ 19.607843137254903% 19.607843137254903% 19.607843137254903% 19.607843137254903%\" class=\"mask\" id=\"el-ec2a1375-af84-4c30-9ed8-d868fbff742e\">\n<div style=\"position:absolute;width:100%;height:225.49011%;left:0%;top:-62.74505%\" data-leaf-element=\"true\"><amp-img layout=\"fill\" src=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02.png\" alt=\"ntt-logo-02\" srcSet=\"https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-96x96.png 96w,https:\/\/in.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/07\/ntt-logo-02-80x80.png 80w\" sizes=\"(min-width: 1024px) 13vh, 28vw\" disable-inline-width=\"true\"><\/amp-img><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p><\/amp-story-grid-layer><amp-story-page-outlink layout=\"nodisplay\"><a href=\"https:\/\/in.nttdatapay.com\/blog\/web-stories\/what-makes-utr-number-and-transaction-id-unique-for-digital-payments\/\" rel=\"\">Learn 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--><\/p>\n","protected":false},"author":1,"featured_media":3241,"template":"","meta":{"web_stories_publisher_logo":1979,"web_stories_poster":[],"web_stories_products":[],"footnotes":""},"web_story_category":[],"web_story_tag":[],"class_list":["post-3239","web-story","type-web-story","status-publish","has-post-thumbnail","hentry"],"story_data":{"version":47,"pages":[{"elements":[{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"x":48,"y":0,"width":330,"height":173,"mask":{"type":"rectangle"},"isBackground":true,"type":"image","id":"4d7bd5ed-f7d4-42b3-8569-a7e61facbb94","scale":100,"focalX":78.45177317850688,"focalY":49.87980889278617,"resource":{"type":"image","mimeType":"image\/png","width":768,"height":404,"sizes":{"post-thumbnail":{"file":"image-250x132.png","width":250,"height":132,"filesize":16152,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-250x132.png"},"featured_thumb":{"file":"image-740x389.png","width":740,"height":389,"filesize":56007,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-740x389.png"},"post_thumb":{"file":"image-740x389.png","width":740,"height":389,"filesize":56007,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-740x389.png"},"single_thumb":{"file":"image-740x389.png","width":740,"height":389,"filesize":56007,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-740x389.png"},"grid_thumb":{"file":"image-355x187.png","width":355,"height":187,"filesize":25249,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-355x187.png"},"widget_post_thumb":{"file":"image-80x42.png","width":80,"height":42,"filesize":3323,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-80x42.png"},"web-stories-poster-portrait":{"file":"image-640x404.png","width":640,"height":404,"filesize":26697,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-640x404.png"},"web-stories-publisher-logo":{"file":"image-96x96.png","width":96,"height":96,"filesize":5495,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-96x96.png"},"web-stories-thumbnail":{"file":"image-150x79.png","width":150,"height":79,"filesize":8131,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image-150x79.png"},"full":{"file":"image.png","width":768,"height":404,"mimeType":"image\/png","sourceUrl":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image.png"}},"isPlaceholder":false,"isExternal":false,"needsProxy":false,"baseColor":"#192658","blurHash":"UFA,Li4;Tb^69a%Mr_J50V-Mr_JV~9IXTH,[","creationDate":"2023-08-03T09:54:55","src":"https:\/\/www.nttdatapay.com\/blog\/wp-content\/uploads\/2023\/08\/image.png","id":3242,"alt":"image","local":false,"provider":"local"},"overlay":{"color":{"r":0,"g":0,"b":0,"a":0.5}}},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Oswald"},"fontSize":35,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.2,"textAlign":"center","padding":{"locked":true,"hasHiddenPadding":false,"horizontal":0,"vertical":0},"content":"<span style=\"color: #fff\">Can We Improve Your Credit Score By Paying Bills On Time?<\/span>","x":102,"y":218,"width":210,"borderRadius":{"locked":true,"topLeft":2,"topRight":2,"bottomRight":2,"bottomLeft":2},"height":177,"basedOn":"e9bcf5c8-6423-427d-9ca1-6793915a1d8c","marginOffset":-9.869999999999997,"id":"41714dd7-e61a-4f91-a376-036b82537fba","type":"text"},{"opacity":100,"flip":{"vertical":false,"horizontal":false},"rotationAngle":0,"lockAspectRatio":true,"backgroundTextMode":"NONE","font":{"family":"Roboto"},"fontSize":20,"backgroundColor":{"color":{"r":196,"g":196,"b":196}},"lineHeight":1.4,"textAlign":"center","padding":{"vertical":0,"horizontal":0,"locked":true},"content":"<span style=\"color: #fff\">TAPE 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